New to Your Credit Network is the Visa Signature WorldPoints Rewards Card from Bank of America. In this blog entry we will cover the basics, dissect its reward program and see how it stacks up to other cards.
Bank of America WorldPoints Rewards Basics
- 0% Introductory Rate for 12 months
- 7.9% fixed APR
- No annual fee
- Point based rewards system
BofA World Points Rewards Program
The WorldPoints Rewards card has a very competitive and decent rewards program. It is a point based rewards system that rewards you one point for every dollar you spend on qualifying purchases. These points can be redeemed in the form of brand name merchandise, gift certificates, cash rebates and travel rebates. There is not a cap on the amount of points you can earn in a year, but unused points will expire after five years. This rewards program actually rewards you for your business.
The World Points Rewards card also has a very generous benefit program to compliment the rewards program. BoA's benefits include the My Concierge program. MyConcierge can help you to obtain information on dining and personal services, as well as tickets to concerts, sporting events and theater.
B of A WorldPoints Rewards Card Stacks Up to the Competition
The World Points Rewards card is for those with very good credit who can take advantage of the excellent rewards program that it offers. Its lack of an annual fee or introductory rate is a testament to the fact that the card was designed for those with solid credit ratings. Along with BofA's reasonable APR the card's rewards program is pretty fair and comparable to many of the other cards out there designed for people with good credit. The Bank of Amercia World Points Rewards Card from FIA Card Services, N.A is an excellent choice to those with good credit who want to take advantage of a good rewards program and receive good benefits.
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