- No annual fee
- Redeem points for a variety of travel discounts
- Many valuable cardholder benefits & services
If you're looking for a credit card with a stellar travel rewards program, the Blue Sky from American Express card is for you. In this post, we'll review the basics of the card and explain what makes it one of the best travel rewards cards in the industry.
Blue Sky Rewards Program
The Blue Sky from American Express offers one of the best travel rewards programs in the business. Through this program, you will receive one point for every dollar spent on any purchases. You can earn an unlimited amount of miles, and your miles never expire as long as your card is in good standing and active. You may redeem your points for discounts on flights, hotels, cruises, or rental cars, with no blackout dates or travel restrictions. You can only redeem your points toward one purchase at a time in increments of 7,500, which is the equivalent of a $100 credit.
Other Card Information
The Blue Sky from American Express has much more to offer than just the rewards program. You will enjoy access to such services as an online year-end financial statement, auto rental insurance, and return protection services. Return protection services allow cardholders to receive a credit of up to $300 for non-refundable purchases within 90 days. This card has a very competitive interest rate and comes with no annual fee. The card comes with a very attractive 0% introductory APR on purchases for the first 6 months and a 4.99% APR on balance transfers that you submit during the application process. Thus, the Blue Sky from American Express card is ideal for those who plan to take advantage of the low introductory rate offers and the excellent travel rewards program
Additional Resources:
- Annual fee waived for the first year
- Earn one point per dollar spent
- Transfer points to 11 frequent flyer programs
Get access to the world-class American Express Rewards program and a host of other cardholder benefits with the American Express Preferred Rewards Green Card. In this post, we'll explain the basics of the card and tell you how it fares against the competition.
The Rewards Program
The American Express Rewards program is often recognized as one of the best in the industry. As an American Express Preferred Rewards Green Card cardholder, you will have access to this program for no additional fee. With the rewards program, you will earn one point for every dollar you spend. You will also earn 5,000 bonus points after your first purchase. These points are then redeemable for a $50 gift card. You can redeem your points for a variety of rewards and can transfer points to 11 frequently flyer programs at the rate of one mile per point. You can earn an unlimited number of points, and your points will never expire.
Additional Card Information
Though this card does come with a relatively high annual fee of $95, the fee is waived for the first year for the basic card and up to five additional cards. If you plan to take advantage of the rewards program, the card is well worth the annual fee. As an American Express Preferred Rewards Green Card cardholder, you will also enjoy access to a variety of cardholder benefits and services. Such services include auto rental insurance, up to $100,000 in travel accident insurance, merchant discounts, and various purchase protection services. You will also have access to the Global Assist Plus Hotline, which can provide you with a wealth of services when you are traveling more than 100 miles away from home. Thus, if you can afford to pay your balance in full each month and plan to take advantage of the rewards program, the American Express Preferred Rewards Green Card is an excellent choice.
Additional Resources:
- Earn free hotel stays, airline travel, and dining
- 11.24% regular APR, variable
- Priority access to certain venues
If you are a resident or a frequent visitor of Chicago, the IN:CHICAGO Card from American Express can help you earn special benefits and services in the Chicago area. In this post, we'll cover the basics of the IN:CHICAGO Card and explain what makes it unique.
The Rewards Program
The IN:CHICAGO Card from American Express allows you to earn rewards and experiences in Chicago by using your card. Through the program, you will earn one rewards point for every dollar you spend on general purchases. You will earn double points on "City Essentials," which include gym memberships, newspaper and magazine subscriptions, dining, movies, cell phone services, and cable and dial-up ISP connections. You can redeem your points for benefits and experiences based in Chicago, New York, and Los Angeles. Such benefits include free hotel stays, airline travel, and dining. Your points will never expire and there is no annual limit to how many you can earn.
Other Features
This card also offers an impressive feature called Tuesdays IN:CHICAGO. Every Tuesday, cardholders can use their card at select merchants and receive 10% off. Participating merchants include spas, health clubs, and retailers. You will also enjoy priority access to venues as a cardholder, such as concerts, clubs, and more. This card comes with an unbeatable 0% interest rate on purchases and balance transfers for the first six months. After this period, the APR is a competitive 11.24%.
Additional Resources:
- 11.24% regular, variable APR
- Get 10% off your purchases at select retailers on Tuesdays
- Earn up to two reward points for each dollar you spend
Do you live in or frequently travel to New York City? Are you looking for a credit card with a great NYC-based rewards program? If so, the IN:NYC Card from American Express is the card for you. In this post, we'll explain the basics of the card and what makes it stand out among the competition.
IN:NYC Card Reward Program
Through the IN:NYC Card from American Express reward program, you will earn one point for ever dollar you spend on general purchases. You will earn two points for every dollar you spend on "City Essentials," which includes gym memberships, newspapers, magazine subscriptions, cell phone service, Internet service, dining, and movie theaters. Cardholders can redeem their points for benefits and experiences based in New York City, Chicago, or LA. Such experiences include free dining, airline travel, and hotel stays. Your rewards points never expire, and there is no limit to how many you can earn each year. One of the most attractive features of the rewards program is called the Tuesdays IN:NYC program. Through this program, you use your card on Tuesdays at select retailers like Oasis Day Spa, Zabar's, and Jean Paul Gaultier and get 10% off your purchase. You will also receive priority access to venues like Irving Plaza and membership discounts at the Guggenheim Museum.
Other Card Information
The IN:NYC Card from American Express also comes with an unbeatable introductory APR of 0% on purchases and balance transfers for the first six months. After that, you will pay a reasonable 11.24% variable APR. Cardholders will also have access to traditional services like auto rental insurance and various fraud protection services.
Additional Resources:
- 13.24% variable APR
- Rebate rewards program
- $50 deposited into savings account after your make first purchase
Would you like to build your savings by using a credit card? If so, the One from American Express card is a good option for you. One from American Express allows you to deposit cash rebates into a high-yield savings account to maximize your interest gains. In this post, we’ll cover the basics of the card and explain what makes it unique.
Savings Accelerator Plan
Through the One from American Express Card savings accelerator plan, you will earn a 1% cash rebate on all eligible purchases. Your rebates will then be deposited into a high-yield, FDIC-insured savings account in your name with a special rate of 4.5% APY as of 12/4/2007. After you make your first purchase, $50 will automatically be deposited into your savings account.
Additional Card Information
The card comes with a reasonable $35 annual fee that is waived for the first year. The purchase APR is a competitive 13.24%. In addition to the rewards program, the One from American Express card also offers a bevy of benefits and services commonly found with Amex cards. Such benefits include a purchase protection plan, auto rental insurance, and up to $100,000 in travel accident insurance. Thus, if you plan to take advantage of the savings accelerator program and the standard services, you will benefit considerably from the One from American Express Card.
Additional Resources:
- $125 annual fee waived for the first year
- 10,000 bonus points after first purchase
- Redeem points for gift certificates or travel rewards
If you would like to earn rewards with your credit card but prefer not to carry a balance from month to month, the American Express Preferred Rewards Gold card can meet your needs. With this card, you will have access to the renowned American Express Membership Rewards program for no additional fee. In this post, we will explain the basics of the American Express Preferred Rewards Gold Card and what makes it unique.
Membership Rewards Program
When you sign up for the American Express Preferred Rewards Gold card, you will have access to the Membership Rewards program for no additional fee. Through this program, you will earn one point for every dollar you spend on general purchases. You will also receive 10,000 bonus points automatically after you make your first purchase. You can redeem these points for a $100 gift card at participating merchants and retailers. You can redeem your points for a variety of rewards, including free airline travel on over 21 airlines. There is no limit on the amount of points you can earn, and your points never expire.
Card Information
The American Express Preferred Rewards Gold card does come with a $125 annual fee, but this fee is waived for the first year you are a cardholder. For additional cards, there is a $35 annual fee. As a cardholder, you will enjoy benefits such as travel accident insurance, purchase protection services, auto rental insurance, and discounts at participating merchants. The card also gives you access to Gold Card Events, meaning you will have exclusive access to tickets for certain concerts, sporting events, shows, and more.
Additional Resources:
- Earn up to two points for every dollar you spend
- Earn free hotel stays, dining, and airline travel
- Get 10% off purchases at participating merchants & retailers
Do live in or frequently visit Los Angeles? Are you looking for a credit card with a great LA-based rewards program? If so, the IN:LA Card from American Express is for you. In this post, we’ll tell you the basics of the card and what makes it unique.
IN:LA Rewards Program
Through the IN:LA Card from American Express rewards program, you will earn one INSIDE rewards point for every dollar you spend on general purchases. You will earn two points for every dollar you spend on “City Essentials,” which include gym memberships, movies, dining, cell phone services, newspaper and magazine subscriptions, and cable and dial-up ISP subscriptions. You can then redeem your points for experiences and benefits in LA, Chicago, and New York City. You can earn free hotel stays, airline travel, and dining. Your points will never expire and there is no annual limit to how many you can earn. Another impressive aspect of the rewards program is the Tuesdays IN:LA program. When you use your card at participating retailers, spas, and health clubs on Tuesdays, you will get 10% off your purchase. As a cardholder, you will also enjoy priority access to VIP rooms and clubs. The IN:LA Card can also help you save on things like concerts, museum memberships, and more.
Other Card Information
In addition to an excellent rewards program, the IN:LA Card from American Express also comes with an unbeatable 0% APR on purchases and balance transfers for the first six months. After that period expires, the card offers a competitive 11.24% variable interest rate. Cardholders will have access to a number of standard benefits, such as travel accident insurance, fraud protection services, and auto rental insurance. Thus, if you live in or visit Los Angeles frequently and plan to take advantage of the rewards program, the IN:LA Card from American Express is a wise choice.
Additional Resources:
- 4.99% introductory APR on balances transfers if submitted during application process
- Earn up to a 5% cash-back rebate on certain purchases
- General purchases earn a 1.5% rebate
- Enjoy the flexibility to carry a revolving balance
If you’re looking for a credit card with an excellent cash-back rewards program, look no further. Learn more about the card Kiplinger’s Personal Finance named the “best cash-rebate card.” In this post, we’ll explain the essentials of the Blue Cash from American Express card and tell you why it stands above the competition.
Cash Back Rewards Program
The Blue Cash from American Express card is ideal for people with good or excellent credit who plan to take advantage of the cash rebate program. You will earn unlimited cash back savings on eligible purchases with your card. Through the cash rebate program, you will earn a cash reward that depends on the amount you spend per year. For general purchases, cardholders will earn a 1.5% rebate. For “everyday purchases” made at supermarkets, gas stations, and drugstores, you will earn a rebate of up to 5%.
Other Card Features
This card comes with all the benefits and features you would expect from an American Express. The card comes with no annual fee and a competitive APR. For the first six months, you will enjoy an unbeatable 0% APR on purchases. If you submit balance transfers during the application process, you will also enjoy a 4.99% APR for the life of the loan. As a cardholder, you will have access to such services as the purchase protection plan, buyer’s assurance plan, and up to $100,000 in travel accident insurance. Thus, if you plan to take advantage of the cash rebate program for “everyday purchases” to earn the highest rebate, you will benefit considerably from the Blue Cash from American Express card.
Additional Resources:
If you thought you couldn’t carry a balance with any American Express business credit cards, think again. The Platinum Business Credit Card by American Express was designed specifically for business owners with good credit who plan to carry a balance month-to-month and prefer to handle all business expenses on one credit card. In this post, we’ll discuss all the basics of The Platinum Business American Express credit card, as well as what makes it unique.
The Platinum Business Credit Card: Fast Facts
- 0% introductory APR on purchases
- Intro APR lasts for the first 12 months
- 4.99% intro APR on balance transfers if completed within the first 45 days
- No annual fee
- 11.24% regular APR, variable
- Point rewards program
- Option to carry a revolving balance
- Redeem points for merchandise, travel benefits, entertainment, and more
The Platinum Business Credit Card: A Different Kind of American Express
For business owners, keeping all business-related expenses limited to one credit card can make tracking your spending a lot easier. You might also appreciate the option of carrying a balance month-to-month to give you a little more flexibility in your budget. This will enable you to pay your business expenses over time without accruing mountains of interest charges. The Platinum Business Credit Card offers these benefits and more. The card offers an unbeatable 0% APR on purchases for the first year and a competitive 11.24% variable APR thereafter. You will not pay an annual fee on the Platinum Business credit card, which gives it a leg up on its competition. In addition, if you transfer a balance within the first 45 days of becoming a cardholder, you can enjoy a low 4.99% APR for the life of the loan.
Enjoy the Benefits of Becoming an Amex Cardholder
The Platinum Business Credit Card really offers business owners the best of both worlds—you get the flexibility to pay your balance over time, while still enjoying all the benefits of being an American Express cardholder. You will have access to services like purchase security and up to $100,000 in travel accident insurance. You will also enjoy considerable discounts at participating retailers, like 1800Flowers.com, AT&T, FedEx, and more. For no additional fee, Platinum Business Credit cardholders will also have access to American Express’ world-class Membership Rewards program, whereby you can earn free flights, hotel stays, car rentals, merchandise, and much more.
Apply for the Business Platinum Credit Card
Additional Resources:
Want a rewards program with no limits? Are you a business owner with good credit who pays in full each month? If so, the American Express Business Green Rewards card is perfect for you. American Express is renowned for its rewards program because it is one of the most flexible in the industry. You will also have the peace of mind of knowing that it is impossible to accumulate credit card debt with this card because you pay the balance off in full each month. In this post, we’ll cover the basics of the Business Green Rewards Card and what makes it unique.
About the Business Green Rewards Card
- No annual fee for first year
- $95 annual fee after first year
- Point rewards program
- No application or participation fees
- Redeem points for merchandise, gift cards, travel rewards, and more
- Points transferable to frequent flyer programs
- No pre-set spending limit
Business Green Rewards Program
For no additional fee, cardholders will have access to the Membership Rewards program sponsored by American Express. Because of the variety of services and merchandise for which you may redeem your points, this program is commonly regarded as one of the best in the industry. And there’s even more good news—points never expire and there is no limit to how many points you can earn. For every dollar you spend, you will earn one reward point. In addition, you will earn 5,000 bonus points for your first purchase.
Other Information about the American Express Business Green Rewards Card
You get all the benefits of this card for a reasonable annual fee of $95, which you will not have to pay until the second year you are a cardholder. Bear in mind that, although this is a credit card, you must pay the balance off in full each month. This might appeal to business owners averse to accumulating credit card debt. As with any business credit card from American Express, cardholders will have access to a wealth of benefits and services. Such benefits include purchase protection, up to $100,000 in travel accident insurance, auto rental insurance, and valuable discounts at retailers like FedEx, AT&T, Hertz, and others.
Apply for the Business Green Rewards Card
Additional Resources:
If you would like access to the American Express rewards program but would still like the option of carrying a balance month-to-month, Blue from American Express can give you the best of both worlds. Blue is a different type of American Express card that comes with all the benefits of an Amex without having to pay your balance off in full each month. In this post, we’ll tell you about Blue from American Express and what makes it stand out from its competitors.
Fast Facts about American Express Blue
- 0% introductory APR on purchases for first 15 months
- 4.99% intro APR on balance transfers submitted during application
- 12.24% regular APR (variable)
- No annual fee
- Points rewards program
- Redeem points for products and services
- No limit on points you can earn
- Points never expire
Blue's Membership Rewards Express Program
With Blue from American Express, you will have free access to the Membership Rewards Express Program, which allows you to earn points by using your card. You can redeem your points for a variety of products and services. The American Express rewards program is often lauded as one of the best in the industry because there are no limits or expiration dates on reward points. You will also be able to redeem your points for a staggering selection of rewards. Through the rewards program, cardholders also have the option of combining their rewards points with frequent flyer miles to earn travel rewards.
Everything You’d Expect from an American Express
Blue from American Express gives you more flexibility while still delivering all the traditional perks of an American Express card. For instance, you will have access to purchase protection, annual financial statements, travel and emergency assistance services, and auto rental insurance. Best of all, American Express Blue comes with an unbeatable 15-month, 0% APR offer on purchases. You will also enjoy a low 4.99% APR for the life of the loan on balances transferred during the application process. These low introductory rates make Blue a great card for those who intend to carry a balance. The APR after the introductory period is competitive. You can enjoy all of the benefits of Blue from American Express with no annual fee.
Additional Resources:
Are you a business owner in need of a good cash-back rewards credit card? If so, look no further. The American Express SimplyCash Business card is ideal for business owners with very good credit who will take advantage of a great cash back rewards program. In this post, we’ll give you all the information you need to know about the card and tell you why it’s the best of its kind.
American Express SimplyCash Business Card at a Glance
- No annual fee
- 0% introductory APR on purchases for 12 months
- 7.99% balance transfer APR for life of loan if done in first 6 months
- 8.25% regular APR
- Variable rate
- Rebate rewards program
- Earn 5% rebate on gas, wireless services, and office supplies
- 1% rebate on all other purchases
Simply Cash Business American Express Rewards Program
For no additional cost and no annual fee, American Express SimplyCash business cardholders can access the cash rebate rewards program. This means you will earn a 5% cash rebate on gas, wireless services, and office supply purchases and a 1% rebate on all other purchases. Not only is there no limit to the amount of cash rebates you can earn, but they will also be automatically credited to your account each month. This card makes the most sense for business owners who plan to spend a considerable amount on fuel, wireless services, and office supplies in order to maximize the cash rebate.
Other Benefits of the Card
The appeal of the American Express SimplyCash Business Card extends far beyond the rewards program. For one, the card offers extremely low purchase and balance transfer APR’s, especially during the introductory period. For business owners who tend to carry a balance month-to-month, this card lends itself well to that practice with a low 8.25% regular APR. A unique selling point of the Amex SimplyCash Business Card is that it has no annual fee, which is rare among cash rebate cards. What’s more, cardholders will be privy to the traditional services offered to American Express customers, such as purchase protection, special discounts with retail partners, and travel accident insurance.
Additional Resources:
Are you a business owner? Do you travel often? If so, the JetBlue Business Credit Card is just what you’ve been looking for. The Business JetBlue Credit Card provides the necessity of a business credit card combined with the useful luxury of earning free flights. Here you will learn the basics of the JetBlue Card from American Express and why it is preferable to other airline reward cards.
American Express JetBlue Business Credit Card: The Essentials
- 3.99% introductory rate applied to balance transfers
- Introductory rate lasts 6 months
- 18.24% regular APR (variable)
- $40 annual fee
- Airline reward program
Earning Free Flights Has Never Been Easier
Once you are a JetBlue Business Card cardholder, you will quickly be on your way to earning free, round-trip flights. On the JetBlue reward program, for every dollar you spend on the card, you will earn one Award Dollar. You get double this amount, or two Award Dollars, for every dollar you spend on JetBlue flights, car rentals, office supplies/equipment, gas, and wireless phone charges. Two hundred Award Dollars equal one TrueBlue Point, and 100 TrueBlue Points get you a free round-trip flight. After you make your first purchase, you will earn a bonus of 5,000 Award Dollars, or 25 TrueBlue Points, and a $50 statement credit. Though there is no limit to the amount of Award Dollars that you can earn, TrueBlue Points do expire one year after they are earned if not redeemed.
Added Benefits: How the JetBlue Business Card Stands Out
JetBlue Business Card cardholders are also privy to the traditional perks offered by American Express. These include emergency assistance, purchase protection, extended warranties, and travel accident insurance. The annual fee is very reasonable when compared with those of other airline reward credit cards. JetBlue Business offers cardholders the opportunity to transfer balances at the bargain APR of 3.99% for the first fix months. The APR after this period is variable and slightly above average, so this card would be ideal for someone who intends to pay off the balance each month.
If you travel frequently and pay off your balance in full each month, the JetBlue Business Card from American Express is the card for you.
Click here to apply for the JetBlue Business Credit Card from American Express
Additional Resources:
Are you a business owner with average credit? Are you looking for a cash back rewards program on a low interest rate card? Then the Blue Cash for Business Credit Card by American Express is the card for you. In this post, you’ll learn the basic information about the Business Blue Cash Credit Card and why it far surpasses its competitors.
American Express Blue Cash for Business Credit Card: The Basics
- 0% introductory APR, applied to purchases for six months
- 7.99% APR on balance transfers for the life of the loan
- 11.24% regular APR (variable)
- No annual fee
- Cash back rewards program
About the Cash Rebate Program
The Blue Cash for Business American Express card offers a great cash rebate program. The amount of your cash rebates will vary depending on where you make your purchases. For general purchases, you will earn 2.5% cash back. For purchases made at “OPEN Savings” locations, such as 1-800-Flowers.com, Hertz, and FedEx, you can earn up to 5% cash back. When your spending reaches $15,000, your cash rebate on additional “OPEN Savings” purchases will be 2%, and 1% on all other purchases.
Beyond the Cash Rebate Program
The beauty of this card is that it offers some of the most competitive interest rates in the industry combined with an attractive cash rewards program. For the first six months you are a cardholder, you will enjoy a 0% APR on purchases made at physical locations with your Blue Cash Card for Business. You will also receive a 7.99% introductory rate on balance transfers that will last the entire life of the loan if you make the transfer within the first six months you are a cardholder. That’s right—that means if you transfer a balance within the first six months, you can lock in a low interest rate on your balance transfer for as long as the balance exists. The regular APR for this card is variable and competitive for those who qualify. To top it all off, there is no annual fee for this card. Of course, because you will be an American Express cardholder, you will also have access to services like purchase protection, travel accident insurance, and emergency assistance.
If you are looking for a business credit card that combines a competitive interest rate with a great cash back rewards program, the Blue Cash for Business American Express is the card for you.
Click here to apply for the Business Blue Cash Card
Additional Resources:
If you own a business and have very good credit, the American Express Platinum Business FreedomPass can offer you competitive interest rates with an excellent rewards program. The FreedomPass for business allows you to cover business expenses while earning attractive rewards fo |