Did you know using a credit card can help pay off your mortgage? With the Citi Home Rebate Platinum Select MasterCard, you earn rebates toward personal mortgage payments every time you use your card. In this post, we’ll cover the basics of the Citi Home Rebate Platinum Select card and help you decide if it’s right for you.
Citi Home Rebate Platinum Select Basics
- 0% APR on balance transfers
- Introductory APR lasts for 12 months
- No balance transfer fees during intro offer
- 11.74% regular APR (variable)
- No annual fee
- Home mortgage rebates program
- Earn up to 6% rebates on certain purchases
- Rebates applied to mortgage principal
Home Mortgage Rebates Program
The Citi Home Rebate Platinum Select MasterCard is ideal for people with very good credit who will take advantage of the excellent home mortgage rebates program. Through this program, you will earn a 6% rebate when you use your card on cable, satellite, and other television services; computer network services; telecom services; and utilities for the first 6 months of membership. After the introductory period, you will earn a 1% rebate on all other purchases. Your home mortgage rebates will be applied to the outstanding principal of your home mortgage. Your rebates will never expire, and there is no limit to the amount you can earn.
Excellent Platinum Benefits
The Citi Home Rebate Platinum Select MasterCard has plenty to offer in addition to its terrific rebates program. You will enjoy an unbeatable 0% APR and no fees on balance transfers for the first 12 months you are a cardholder. The purchase APR of 11.74% is competitively low, so you have the option of carrying a balance. The Citi Home Rebate Platinum Select also comes with an array of benefits you would expect from a platinum card. Such benefits include up to $1,000,000 in travel accident insurance and fraud protection services. You get all of this for no annual fee.
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