If you have good credit and want all the perks of a platinum credit card, the Citi Platinum Select Card is for you. The Citi Platinum Select Card is an excellent basic credit card for people who will take advantage of the initial offers and array of services Citibank offers. In this post, we’ll discuss the basics of the Citi Platinum Select Card to help you decide if it’s right for you.
Citi Platinum Select Card at a Glance
- 0% introductory APR on purchases and balance transfers
- Introductory APR lasts for up to 12 months
- No balance transfer fees during intro offer
- Regular APR ranges from 1.99%-6.99% plus Prime Rate (depends on credit)
- $0 liability on unauthorized purchases
- Optional personal photo on card for security
- Free online account management
- No annual fee
About the Citi Platinum Select Card
The Citi Platinum Select card is great for people with good credit who want the benefits and protection of a platinum card. The Citi Platinum Select comes with competitive introductory offers, including a 0% APR on purchases and balance transfers for up to 12 months. Depending on your credit history, the regular APR will range from 1.99%-6.99% plus the Prime Rate. The minimum cap for cash advances is a 19.99% APR.
Platinum Benefits from Citibank
The Citi Platinum Select MasterCard comes with a variety of platinum services from Citibank. You will have access to auto rental insurance, up to $1,000,000 in travel accident insurance, and fraud protection services. Additionally, you will be privy to Citi Identity Theft Solutions with $0 liability on unauthorized purchases. You will enjoy free, secure online account access, lost wallet service, and lost/stolen card reporting. To maximize the security of your card, Citibank gives you the option of placing a personal photo on your card. The Citi Platinum Select also comes with medical and legal referral services and emergency cash replacement.
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