- 0% introductory APR on purchases & balance transfers for first 12 months
- 11.24% regular APR, variable
- Unlimited custom expense reports
- Access to Citi Identity Theft Solutions
Would you like to manage your personal and business expenses all on the same card? Do you want a credit card with competitive rates and incentives? If so, the Citi Professional Card is for you. This card offers unbeatable rates while allowing you to maintain all of your expenses on a single credit card. In this post, we will cover the basics of the Citi Professional Card and explain what makes it a cut above the rest.
Do Everything with One Card
The most appealing feature of the Citi Professional Card is that it allows business people to consolidate their personal and professional expenses on one credit card. The Citi Professional Card helps you manage all of your expenses. As a cardholder, you will have access to quarterly and annual financial statements, upon request. You will also enjoy an online expense reporting tool that allows you to categorize your spending. Additionally, you can generate as many customized, easy-to-read expense reports as you wish with the online reporting tool.
Additional Cardholder Benefits
The Citi Professional card offers a variety of resources to cardholders for no annual fee. For one, you will have access to the Citi Identity Theft Solutions program. You will enjoy a 0% introductory APR on purchases and balance transfers for the first year you are a cardholder. Once the introductory period expires, the card has a competitively low rate of 11.24%. Keep in mind that there is a minimum cap for cash advances, meaning your cash advance APR will never fall below the minimum, regardless of the Prime Rate. Thus, if you intend to capitalize on the unbeatable introductory rate and the expense management tools, the Citi Professional Card is a wise choice.
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