MetaBank Credit Cards

The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best benefit is the free companion airline ticket, which is awarded to cardholders upon approval. The card also offers a referral program that rewards cardholders with up to $50 per approved referral. Although the APR applied to purchases is high for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. This card also has a no credit check and no turn-down policy. There is an annual fee of $59, which is slightly above average for a securedFeatures: Access to the referral program to earn up to $50 per referral. Up to $100,000 in travel accident insurance. Emergency cash replacement. Auto rental insurance. Extended warranty for purchases. Lost luggage reimbursement. Personal identity theft assistance. Hotel and motel burglary assistance. Free companion airline ticket upon enrollment. See website for additional benefits.

[Click Here for a Full Review]

The Facecard Prepaid MasterCard®,issued by MetaBank, is the equivalent of having a prepaid card, gift card and cash all rolled into one. This prepaid, reloadable card is a safe alternative to credit card debt, and can be used anywhere that MasterCard® is accepted, including ATMs. With the Facecard Prepaid MasterCard®, cardholders receive Prewards®, which are like coupons, put directly on their cards. The Facecard Prepaid MasterCard® doesn't carry the risk of debt or overdraft fees because you cannot spend beyond what you have on the card. Reloading your card is easy. Simply transfer funds from your bank account, and they will become available within 4-7 business days. You can also have your paychecks automatically deposited to your card through direct deposit. Or put money onto your card from your credit or debit card. However, there is a maximum total balance of $2,500 allowed for this card. The Facecard offers convenience by allowing you to manage your accouFeatures: Earn Prewards, digital incentives (like coupons)that are automatically added to your Facecard. Merchants in the partner network send digital incentives to your Facecard for you to enjoy at their restaurant, store or place of business. You do not have to do anything to get Prewards except sign up for a Facecard.

[Click Here for a Full Review]

The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required. There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan. Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card. You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account. You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements. Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.Features: iAdvance Line of Credit. NetSpend Premier. Online Bill Pay.

[Click Here for a Full Review]

The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card. Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors. As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory. Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees. While this card may come with many fees, it also has a number of free featureFeatures: Various Internet related account services. FREE Transaction fees. FREE Online statements. FREE E-mail and text message alerts. FREE Automated customer service. See website for additional benefits.

[Click Here for a Full Review]

The BuyRIGHT Pre-Paid MasterCard®, issued by MetaBank, is a stored value card designed for those who would like to take advantage of the rewards program and the shopping membership that this card has to offer. This stored value card does require payment of an initial load of $20. Funds may be loaded onto the card in numerous ways and although fees do apply to most funding methods, there is no charge to fund the card via direct deposit. Funds loaded to the account are available for future purchases made with the card. The card has a $29.95 account set-up fee, and cardholders have the option of choosing between paying a monthly fee of $4.95 or paying no monthly fee with a per transaction fee of $1. If the cardholder plans to make at least five card transactions per month, it would be beneficial to pay the monthly fee, since any more than five transactions would result in fees that would exceed the set monthly fee. Cardholders will have the option to sign up for the Credit BuildingFeatures: Various Internet account related services. Free BuyRIGHT Membership. Access to BuyRIGHT Rewards program for free. Access to the Credit Building Program for an additional fee. Access to the BuyRIGHT Cash Back program, which rewards cardholders with $5 when they sign up for direct deposit within 30 days and $25 for every cardholder that they refer. Auto payment option. See website for additional benefits.

[Click Here for a Full Review]

The AccountNow® Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®. It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees. It is common forFeatures: Access to free credit builder program. Free bill pay service for the first seven transactions per month. No liability for unauthorized transactions. See website for additional benefits.

[Click Here for a Full Review]

The READYdebit® Card issued by MetaBank™ is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not. With this prepaid card, cardholders simply load the READYdebit® Card with cash and use it anywhere Visa debit cards are accepted. Paychecks can even be directly deposited into a READYdebit® card account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees. The READYdebit® Card offers two options, depending on the cardholder's needs. The Basic plan is $4.95 a month, while the Select plan is $8.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions. The best thing about the READYdebit® Card is the freebies. Unlike other prepaid cards, cardholdeFeatures: See website for additional benefits.

[Click Here for a Full Review]