- Annual fee waived for the first year
- Earn one point per dollar spent
- Transfer points to 11 frequent flyer programs
Get access to the world-class American Express Rewards program and a host of other cardholder benefits with the American Express Preferred Rewards Green Card. In this post, we'll explain the basics of the card and tell you how it fares against the competition.
The Rewards Program
The American Express Rewards program is often recognized as one of the best in the industry. As an American Express Preferred Rewards Green Card cardholder, you will have access to this program for no additional fee. With the rewards program, you will earn one point for every dollar you spend. You will also earn 5,000 bonus points after your first purchase. These points are then redeemable for a $50 gift card. You can redeem your points for a variety of rewards and can transfer points to 11 frequently flyer programs at the rate of one mile per point. You can earn an unlimited number of points, and your points will never expire.
Additional Card Information
Though this card does come with a relatively high annual fee of $95, the fee is waived for the first year for the basic card and up to five additional cards. If you plan to take advantage of the rewards program, the card is well worth the annual fee. As an American Express Preferred Rewards Green Card cardholder, you will also enjoy access to a variety of cardholder benefits and services. Such services include auto rental insurance, up to $100,000 in travel accident insurance, merchant discounts, and various purchase protection services. You will also have access to the Global Assist Plus Hotline, which can provide you with a wealth of services when you are traveling more than 100 miles away from home. Thus, if you can afford to pay your balance in full each month and plan to take advantage of the rewards program, the American Express Preferred Rewards Green Card is an excellent choice.
Additional Resources:
- Earn free hotel stays, airline travel, and dining
- 11.24% regular APR, variable
- Priority access to certain venues
If you are a resident or a frequent visitor of Chicago, the IN:CHICAGO Card from American Express can help you earn special benefits and services in the Chicago area. In this post, we'll cover the basics of the IN:CHICAGO Card and explain what makes it unique.
The Rewards Program
The IN:CHICAGO Card from American Express allows you to earn rewards and experiences in Chicago by using your card. Through the program, you will earn one rewards point for every dollar you spend on general purchases. You will earn double points on "City Essentials," which include gym memberships, newspaper and magazine subscriptions, dining, movies, cell phone services, and cable and dial-up ISP connections. You can redeem your points for benefits and experiences based in Chicago, New York, and Los Angeles. Such benefits include free hotel stays, airline travel, and dining. Your points will never expire and there is no annual limit to how many you can earn.
Other Features
This card also offers an impressive feature called Tuesdays IN:CHICAGO. Every Tuesday, cardholders can use their card at select merchants and receive 10% off. Participating merchants include spas, health clubs, and retailers. You will also enjoy priority access to venues as a cardholder, such as concerts, clubs, and more. This card comes with an unbeatable 0% interest rate on purchases and balance transfers for the first six months. After this period, the APR is a competitive 11.24%.
Additional Resources:
- 11.24% regular, variable APR
- Get 10% off your purchases at select retailers on Tuesdays
- Earn up to two reward points for each dollar you spend
Do you live in or frequently travel to New York City? Are you looking for a credit card with a great NYC-based rewards program? If so, the IN:NYC Card from American Express is the card for you. In this post, we'll explain the basics of the card and what makes it stand out among the competition.
IN:NYC Card Reward Program
Through the IN:NYC Card from American Express reward program, you will earn one point for ever dollar you spend on general purchases. You will earn two points for every dollar you spend on "City Essentials," which includes gym memberships, newspapers, magazine subscriptions, cell phone service, Internet service, dining, and movie theaters. Cardholders can redeem their points for benefits and experiences based in New York City, Chicago, or LA. Such experiences include free dining, airline travel, and hotel stays. Your rewards points never expire, and there is no limit to how many you can earn each year. One of the most attractive features of the rewards program is called the Tuesdays IN:NYC program. Through this program, you use your card on Tuesdays at select retailers like Oasis Day Spa, Zabar's, and Jean Paul Gaultier and get 10% off your purchase. You will also receive priority access to venues like Irving Plaza and membership discounts at the Guggenheim Museum.
Other Card Information
The IN:NYC Card from American Express also comes with an unbeatable introductory APR of 0% on purchases and balance transfers for the first six months. After that, you will pay a reasonable 11.24% variable APR. Cardholders will also have access to traditional services like auto rental insurance and various fraud protection services.
Additional Resources:
- 10.99% regular APR (fixed)
- Rebate rewards program
- Earn 1% cash back on all other purchases
The Discover More Card is perfect for those with very good credit who are looking for a cash rewards credit card. With the Discover More Card, you can earn up to 5% cash back on purchases. In this post, we'll review the basics of the card and highlight its best features.
Discover More Rewards Program
Through the Discover more cash rewards program, cardholders earn a 5% cash back bonus in categories like gas, home, travel, movies, restaurants, and more. For all other purchases, cardholders earn a 1% cash back bonus. If you apply now, you will also receive a $40 cash back bonus. When you redeem your rebates for gift certificates from Discover partners, you will receive up to double cash back bonuses. The Discover More card has no limits on the amount of rebates you can earn in a year, and your rebates will never expire as long as your account is active within the last 36 months.
Additional Benefits
The Discover More card has many other attractive benefits in addition to the rewards program. For one, the card comes in many unique designs, including clear, sealife collection, wildlife collection, and American flag. For the first six months, the card offers a 0% APR on purchases. You will also enjoy a 0% APR on balance transfers for the first 12 months. The regular APR is a competitive, fixed rate of 10.99%. Cardholders will receive several platinum benefits, including auto rental insurance, travel accident insurance of up to $500,000, and a variety of fraud and security protection services. Additionally, certain participating retailers and merchants offer discounts to Discover More cardholders. Thus, if you have good credit and spend over $3,000 per year (to qualify for the cash rebate), the Discover More card is an excellent option.
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