- 0% introductory APR for 12 months on balance transfers
- 9.99% regular APR (fixed)
- No annual fee
- Earn EarthSmart points for every dollar
Did you know you can help protect the environment just by using your credit card? With the Brighter Planet Visa credit card, you can do just that. In this post, weâ€™ll cover the basics of the Brighter Planet Visa and explain what makes it unique.
Go Green with Your Credit Card
The Brighter Planet Visa credit card offers one of the most unique rewards programs in the business. With every dollar you spend on purchases, you will earn one EarthSmart point. These points will be automatically redeemed to help fund renewable energy projects. After your first purchase, you will earn 1,000 bonus EarthSmart points. You also receive 1,000 bonus points for signing up for paperless billing. Additionally, until December of 2008, Bank of America will make a matching contribution of one additional point for every two points earned by a cardholder. The company estimates that every 1,000 points cardholders earn will pay for about one ton of carbon offsets. Thus, this card is ideal for consumers who want to support an organization that helps protect and monitor the environment.
The advantages of the Brighter Planet Visa credit card extend far beyond the rewards program. For one, the card comes with an unbeatable, 12-month introductory 0% offer on balance transfers. The regular APR is a competitive 9.99% and fixed, which means you will not have to deal with wild fluctuations in your interest rate. Cardholders also have the option to create a profile on the Brighter Planet website, which allows them to track their impact on the environment. The Brighter Planet Visa also offers traditional cardholder benefits, such as online account access, fraud protection, and mini card service. You receive all of these benefits for no annual fee.