New on Your Credit Network is the Chase Freedom Card from Chase Manhattan Bank. This blog entry will go over the card's basics, the rewards program and how it matches up to other cards in its field.
Chase Freedom Credit Card Basics
- No introductory rate
- 5.9%, 9.9% or 14.24% APR plus prime rate
- No annual fee
- A points based rewards system that can be redeemed for prizes or cash without losing any value
Chase Freedom Points Visa Rewards Program
With the Chase Freedom Credit Card you can earn various rewards points on various purchases. Earn three points for every dollar spent at grocery stores, gas stations and quick serve restaurants. For every other purchase you get one point for every dollar spent. You can redeem these points on various things. You can use it towards travel miles, hotel stays and car rentals. You can also use the points on various brand name merchandise and gift cards. You can also use the points to get cash back, once you accumulate 3,500 points you will receive a $25 check. You also earn 1,000 reward points with your very first purchase. The Chase Freedom Visa Credit Card also offers travel accident insurance, rental insurance, and emergency travel assistance.
How is the Chase Freedom Visa Card Overall?
The Chase Freedom Card is designed for those with a solid credit score; the fact that there is no introductory rate, application fee and no annul fee attest to that. The card has a fixed APR based on your credit score and is added to the prime rate, making your total APR adjustable. If you qualify for the low interest rates and the prime rate is low, the card is quite a good deal. The variation in interest rate allows more people to apply for it. Just because your credit rating is not perfect does not mean you should not apply for this card. The ability to redeem your rewards for points for cash back is a feature not many credit cards have, and it is what makes this one stand out. If your credit is good and you want variety in choosing your rewards options this is the credit card for you.
Click hereto apply for the Chase Freedom Credit Card with Point Rewards.
Kimberly Carte
Team Your Credit Network