Do you occasionally carry a balance on your credit cards? Would you like a card with a great rewards program? Do you have very good credit? If yes, then the MERRILL+ Visa Card by Bank of America is the card for you. The MERRILL+ Card offers the best of both worlds—a terrific rewards program in addition to unbeatably low APR’s. In this post, the basics of the MERRILL+ Card will be discussed, as well as the features that make it unique.
MERRILL+ Card: The Basics
- 1.9% introductory APR on balance transfers
- Intro APR lasts 12 months
- Intro rate also applies to cash advance checks
- 9.99% fixed regular APR
- No annual fee
- Point reward program
- No limit to number of points you can earn
MERRILL+ Card Rewards Program
The MERILL+ Visa Card comes with a rewards program offered by Merrill Lynch. In this program, you earn one point for each dollar you spend on purchases. When you purchase a Merrill Cruise, you earn double points. Points expire after five years, and there is no limit to how many points you can earn. You can redeem your points for travel rewards (car rentals, hotel stays, flights, etc.), gift certificates, special experiences, merchandise, and more.
What Sets the MERRILL+ Card Apart
The MERRILL+ Card by Visa offers the unique combination of a rewards card with super-low APR’s. The introductory rate is a mere 1.9%, and the regular APR rate is 9.99% and fixed, which means you do not have to risk the fluctuations in rates that come with variable APR’s. The MERILL+ Visa offers a plethora of cardholder benefits in addition to the rewards program. These benefits include extended warranties on purchases, up to one million dollars in travel accident insurance, emergency and travel assistance services, and auto rental insurance. And, when you reach certain levels on your annual spending, you will earn access to even more benefits and services. You get all of this for absolutely no annual fee.
If you’re looking for a low-interest rate card with an unbeatable rewards program, look no further.
Additional Resources: