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Cash Back Credit Cards |
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Additional Cash Back Credit Card Resources |
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Sorry! No additional resources are available at this time |
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The cash back credit card category is one of the top genres of reward cards available. These cards usually offer instant cash rewards or rebate incentives on a per dollar spent basis, but can also make use of a point system that allows for the redemption of a set number of points for cash or cash-like gift certificates. Cash back cards are best suited for individuals that make large purchases, thus allowing for maximum rebate rewards on a per transaction basis. Be aware that most cash rebate cards have slightly higher interest rates than those of other rewards credit cards; this means carrying a balance with one of these cards can be more costly than necessary if you’re not paying the credit card’s balance every month.
One of the largest determining factors for a good cash back card is the manner in which you accrue cash back bonuses. The most common system is a percentage of your total purchase (usually 1% to 2%+) though this may be altered slightly to reward certain types of purchases more than others. Some cards also have a monthly or annual cap on the amount of rebates that can be accumulated, so if you’re a big spender or your spending pattern fluctuates from month to month be sure to pick a cash incentive program that matches your spending habits.
Please see our article library on the right for additional resources relevant to the cash back credit card selection process.
| Fidelity Investments Rewards Visa Signature® Card with WorldPoints® |
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The Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards, issued by FIA Card Services, N.A., is designed for those with good credit who would like to earn cash deposits into their Fidelity Account and other rewards. Features: Various Internet account related services.
Exclusive privileges and discounts at events, restaurants, merchants, and more.
Fraud protection services.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement.
Extended warranty on purchases.
Purchase protection.
No liability for authorized purchases.
Lost and stolen card reporting.
Travel accident insurance.
Lost luggage insurance.
Roadside assistance.
Various travel and emergency assistance services.
Auto rental insurance.
Personal concierge service.
See website for additional benefits.
[Click Here for a Full Review] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
14.99% |
$0 |
Point |
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| Discover® More(SM) Card - Clear |
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The Discover® More(SM) Card - Clear, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Fraud and security protection services.
Auto rental insurance.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| Bank of America World MasterCard® with WorldPoints™ |
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The Bank of America World MasterCard® with WorldPoints™, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that is offered. Features: See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
$0 |
Point |
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| Capital One® No Hassle Cash(SM) Rewards - Excellent Credit |
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The Capital One® No Hassle Cash(SM) Rewards card for people with excellent credit is ideal for those who are looking for a card that offers a cash back reward program. Features: $0 fraud liability for any unauthorized use if your card is lost or stolen.
24-Hour Travel and Emergency Assistance.
Additional protection on your purchases with an extended warranty program from Visa®.
Emergency card replacement or cash advance if your card is lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
14.90% |
$0 |
Rebate |
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| Citi CashReturns(SM) MasterCard® |
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The Citi CashReturns(SM) MasterCard®, issued by Citibank, is designed for those with very good credit who will take advantage of the interest-free introductory offer and the cash back reward program. Features: Various Internet account related services.
$0 liability for unauthorized purchases.
Auto rental insurance.
Auto rental discounts.
Travel accident insurance.
Fraud and security protection services.
Various travel and emergency assistance services.
Identity theft solutions.
Lost and stolen card reporting.
Annual account summary.
See website for additional benefits.
[Click Here for a Full Review] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for up to 12 Months |
As low as 9.99% |
$0 |
Rebate |
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| Discover® Motiva(SM) Card |
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The Discover® Motiva(SM) Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases. Features: Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 3.9% Intro APR* |
10.99% |
$0 |
Rebate |
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| Bank of America WorldPoints® Platinum Plus® Visa® Card |
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The Bank of America WorldPoints™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to take advantage of the reward program. Features: See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
$0 |
Point |
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| IberiaBank Visa® Gold Cash Back Rewards Card |
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The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program. Features: Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
6.24% |
$0 |
Rebate |
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| Blue Cash® from American Express® |
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Blue Cash® from American Express® is designed for those with good or excellent credit who plan to take advantage of the cash back reward program offered by this card, which Kiplinger's Personal Finance* named as the "best cash-rebate card." Features: Various Internet account related services.
Year-end financial statement.
Built-in ExpressPay feature to make purchases without having to swipe the card.
No liability for unauthorized Internet transactions.
Return protection.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Trip planning assistance.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
Guaranteed hotel and motel reservations.
Various travel and emergency assistance services.
See website for additional benefits.
[Click Here for a Full Review] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
10.24% |
$0 |
Rebate |
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| Bucksback(SM) Platinum Edition® Visa® Card |
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The BucksBack(SM) Platinum Edition® Visa® Card, issued by First National Bank of Omaha, is designed for those with very good credit who are looking for a cash back reward card. Features: Various Internet account related services.
Purchase protection.
Auto rental discounts.
Identity theft solutions.
See website for additional benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
APR Varies* |
$0 |
Rebate |
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| Citi® Dividend Platinum Select® Card |
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The Citi® Dividend Platinum Select® Card, issued by Citibank, is designed for those with very good credit who plan to take advantage of the cash reward program. Features: Various Internet account related services.
No liability for unauthorized transactions.
Identity theft solutions.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payments.
Year-end financial statement (upon request).
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage assistance.
Discounts on auto rentals.
Optional personal photo on card.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for up to12 Months |
As low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card - Monogram |
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The Discover® More(SM) Card - Monogram, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card as well as a personalized card design that displays the cardholder's initial(s). Features: Cardholders choose their personalized card design.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| One from American Express® |
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One from American Express® is designed for those with good or excellent credit who plan to take advantage of the unique Savings Accelerator Plan. Features: Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Return protection.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Roadside assistance.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
No liability for unauthorized Internet transactions.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
11.24% |
$35** |
Rebate |
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| Total Merrill(SM) Cash Back Visa® Card |
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The Total Merrill(SM) Cash Back Visa® Card, issued by Bank of America, is designed for those with very good credit who plan to take advantage of the cash reward program offered through Merrill Lynch. Features: See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 1.9% APR for 12 Months |
9.99% |
$0 |
Rebate |
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| Capital One® No Hassle Cash(SM) Rewards - Above Average Credit |
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The Capital One® No Hassle Cash(SM) Rewards card for people with above average credit is ideal for those who would like a card that offers a cash back reward program. Features: Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
$100,000 Worldwide Automatic Travel Accident Insurance.
Collision, Damage, and Loss Insurance on rental cars.
Emergency card replacement or cash advance if your card is lost or stolen.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
16.90% |
$0 |
Rebate |
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| TrueEarnings® Card from Costco and American Express |
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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. Features: Card can be used as a Costco membership card.
Various travel and emergency assistance services.
Auto rental insurance.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to various discounts at participating retailers and merchants.
Extended warranty for purchases.
Purchase protection.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 3 Months |
15.24% |
$0 |
Rebate |
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| Discover® More(SM) Card- American Flag |
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The Discover® More(SM) Card - American Flag, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card - Sealife Collection |
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The Discover® More(SM) Card - Sealife Collection, issued by Discover, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Auto rental insurance.
Fraud and security protection services.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card |
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The Discover® More(SM) Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| Bank of America® Accelerated Rewards™ American Express® Card |
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The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program. Features: See website for additional benefits.
[Click Here for a Full Review] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
9.99% |
$0 |
Point |
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| Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card |
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The Bank of America Cash Rewards Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want to receive cash back for their purchases. Features: Various Internet account related services.
Fraud protection services.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
9.99% / 15.99% |
$0 |
Rebate |
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| Chase Freedom(SM) Credit Card |
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The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and plan to take advantage of the cash rewards program. Features: Various Internet account related services.
No liability for unauthorized transactions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Various travel and emergency assistance services.
Travel accident insurance.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
[Click Here for a Full Review] |
2.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
14.99% |
$0 |
Rebate |
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| Efectiva® Platinum Plus® Visa® |
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The Efectiva® Platinum Plus® Visa®, issued by FIA Card Services, N.A., is designed for those who plan to take advantage of the cash back reward program. Features: See website for card benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Billing Cycles |
APR Varies* |
$0 |
Point |
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| Clear from American Express |
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Clear from American Express is designed for those with good credit who are looking for a card with absolutely no fees and an uncomplicated reward program. Features: Various Internet account related services.
Free year-end credit report including credit score.
Year-end financial statement.
Identity theft assistance.
No liability for unauthorized transactions.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Purchase protection.
Return protection.
Extended warranty for purchases.
Emergency card replacement.
Auto rental insurance.
Access to Global Assist® hotline.
Medical referral services.
Legal referral services.
Roadside assistance.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Months |
11.24% |
$0 |
Rebate |
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| Financial Rewards® Visa® Platinum Plus® |
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The Financial Rewards® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash back reward program. Features: See website for card benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Billing Cycles |
APR Varies* |
$0 |
Point |
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| Discover® More(SM) Card - Wildlife Collection |
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The Discover® More(SM) Card - Wildlife Collection, issued by Discover, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Auto rental insurance.
Fraud and security protection services.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
10.99% |
$0 |
Rebate |
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| Chase Free Cash Rewards(SM) Visa® Card |
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The Chase Free Cash Rewards(SM) Visa® Card, issued by Chase, is designed for those with very good credit who would like a card that offers a cash back rewards program. Features: Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Months |
10.99% |
$0 |
Point |
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