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Cash Back Credit Cards |
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Additional Cash Back Credit Card Resources |
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Sorry! No additional resources are available at this time |
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The cash back credit card category is one of the top genres of reward cards available. These cards usually offer instant cash rewards or rebate incentives on a per dollar spent basis, but can also make use of a point system that allows for the redemption of a set number of points for cash or cash-like gift certificates. Cash back cards are best suited for individuals that make large purchases, thus allowing for maximum rebate rewards on a per transaction basis. Be aware that most cash rebate cards have slightly higher interest rates than those of other rewards credit cards; this means carrying a balance with one of these cards can be more costly than necessary if you’re not paying the credit card’s balance every month.
One of the largest determining factors for a good cash back card is the manner in which you accrue cash back bonuses. The most common system is a percentage of your total purchase (usually 1% to 2%+) though this may be altered slightly to reward certain types of purchases more than others. Some cards also have a monthly or annual cap on the amount of rebates that can be accumulated, so if you’re a big spender or your spending pattern fluctuates from month to month be sure to pick a cash incentive program that matches your spending habits.
Please see our article library on the right for additional resources relevant to the cash back credit card selection process.
| Discover® More(SM) Card - Sealife Collection |
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The Discover® More(SM) Card - Sealife Collection, issued by Discover, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Auto rental insurance.
Fraud and security protection services.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card |
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The Discover® More(SM) Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
As low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card - Clear |
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Discover's Discover® More(SM) Card – Clear is ideal for those with very good credit who want a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Fraud and security protection services.
Auto rental insurance.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
|
| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card - Wildlife Collection |
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The Discover® More(SM) Card - Wildlife Collection, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
Emergency card replacement.
Auto rental insurance.
Fraud and security protection services.
Up to $500,000 in travel accident insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card- American Flag |
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The Discover® More(SM) Card - American Flag, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| Discover® Motiva(SM) Card |
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The Discover® Motiva(SM) Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases. Features: Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 3.99% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| Discover® More(SM) Card - Monogram |
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The Discover® More (SM) Card – Monogram is perfect for a person with very good credit looking for a card that can earn cash rewards. The card also features personalized designs which displays the cardholder's intial(s) on the card's face. Features: Cardholders choose their personalized card design.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Intro APR* |
as low as 10.99% |
$0 |
Rebate |
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| TrueEarnings® Card from Costco and American Express |
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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. Features: Card can be used as a Costco membership card.
Various travel and emergency assistance services.
Auto rental insurance.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to various discounts at participating retailers and merchants.
Extended warranty for purchases.
Purchase protection.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 3 Months |
13.24% |
$0 |
Rebate |
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| IberiaBank Visa® Gold Cash Back Rewards Card |
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The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program. Features: Various Internet account related services.
Lost and stolen card reporting.
Up to $500,000 in travel accident insurance.
See website for additional benefits.
[Click Here for a Full Review] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
As low as 7.25%* |
$0 |
Rebate |
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