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American Express Credit Cards |
American Express is famous for offering two unique credit card types - those with a revolving credit line and those that must be paid in full at the end of the billing period. Cards of the latter type carry a "n/a" value in the Regular APR category as listed with each credit card below, whereas those with a line of credit will have an annual percentage rate listed. Do not mistake a "n/a" to mean that there is no interest rate associated with the corresponding card - this simply means that you must pay your balance in full or you may be subject to a large fee. See the terms and conditions for the credit card you choose before you apply to view the specifics of the payment program.
Credit cards weren't always the defining product/service of American Express; in fact, the company opened its doors in 1850 as a logistics/freight company in New York. This was during a time when the United States Postal Service was unable to deliver packages that were larger than a letter, which presented a business opportunity for companies like American Express to capitalize on a need for a reliable delivery service. Thus, American Express was born - and the relationships they developed with their partner companies early on laid the groundwork for a national financial services firm that would later offer the early versions of credit cards to more than 1 million account holders by the late 1950s. Today, American Express specializes in financial services centralized around a travel-planning background, which gives rise to many of the amazing American Express credit card offers with travel rewards listed below.
Click here for a complete history of American Express's transformation from a shipping company to a multinational financial services firm.
| Starwood Preferred Guest® Business Credit Card from American Express® |
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The Starwood Preferred Guest® Business Credit Card from American Express® is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided. Features: Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Cardholder is upgraded to Gold Preferred status when their spending is $30,000 in a calendar year.
Emergency card replacement.
Emergency cash replacement.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the Starwood Preferred Guest® Business Credit Card from American Express®] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 2.9% APR for 6 Months |
Prime + 9.99% |
$45** |
Point |
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| The Business Gold Rewards Card |
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The Business Gold Rewards Card, issued by American Express®, is a charge card designed for business owners with good credit who plan to pay their business-related expenses in full each month and would like to participate in the Membership Rewards® program for no additional fee. Features: Access to the OPEN Savings program for discounts on products and services at participating merchants and retailers.
Access to savings on air, hotel, and car reservations when cardholders book through the Online Business Travel Center.
Access to expense management reports that are compatible with QuickBooks®.
Various Internet account related services.
Up to $100,000 in travel accident insurance.
Lost and damaged luggage insurance.
Auto rental insurance.
Extended warranty for purchases.
Purchase protection.
Return protection.
No liability for unauthorized transactions.
Emergency card replacement.
Identity theft assistance.
Emergency check cashing.
See website for additional benefits.
[Learn More about the The Business Gold Rewards Card] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
n/app |
$125** |
Point |
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| Hilton HHonors® Platinum Card from American Express® |
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The Hilton HHonors® Platinum Card from American Express® is designed for those with very good credit who frequently stay at Hilton Hotels. Features: Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Guaranteed hotel and motel reservations.
Emergency card replacement.
Emergency cash replacement.
Auto rental insurance.
Medical referral services.
Legal referral services.
Roadside assistance.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Hilton HHonors® Platinum Card from American Express®] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 2.9% APR for 6 Months |
15.24% |
$0 |
Point |
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| Blue Cash® from American Express® |
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Blue Cash® from American Express® is designed for those with good or excellent credit who plan to take advantage of the cash back reward program offered by this card, which Kiplinger's Personal Finance* named as the "best cash-rebate card." Features: Various Internet account related services.
Year-end financial statement.
Built-in ExpressPay feature to make purchases without having to swipe the card.
No liability for unauthorized Internet transactions.
Return protection.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Trip planning assistance.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
Guaranteed hotel and motel reservations.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the Blue Cash® from American Express®] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
10.24% |
$0 |
Rebate |
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| Starwood Preferred Guest® Credit Card from American Express® |
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The Starwood Preferred Guest® Credit Card from American Express® is designed for those with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided. Features: Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Return protection.
Price protection service.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Emergency card replacement.
Emergency cash replacement.
Up to $100,000 in travel accident insurance.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits.
[Learn More about the Starwood Preferred Guest® Credit Card from American Express®] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 2.9% APR for 6 Months |
15.24% |
$45** |
Point |
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| JetBlue Card from American Express® |
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The JetBlue Card from American Express® is designed for those who travel frequently with JetBlue Airlines and would like to take advantage of the airline reward program. Features: Various Internet account related services.
No liability for unauthorized Internet transactions.
Identity theft assistance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the JetBlue Card from American Express®] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 3.99% APR for 6 Months |
15.24% |
$40 |
Point |
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| Delta SkyMiles® Gold Credit Card |
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The Delta SkyMiles® Gold Credit Card, issued by American Express®, is designed for those who frequently travel using Delta Airlines. Features: Various Internet account related services.
Year-end financial statement.
Extended warranty for purchases.
Purchase protection.
No liability for unauthorized Internet transactions.
Access to the Offer Zone for various discounts at participating retailers and merchants.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Delta SkyMiles® Gold Credit Card] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 9.99% APR for Life of Balance Transfers |
15.24% |
$95** |
Mile |
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| One from American Express® |
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One from American Express® is designed for those with good or excellent credit who plan to take advantage of the unique Savings Accelerator Plan. Features: Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Return protection.
Auto rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Roadside assistance.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
No liability for unauthorized Internet transactions.
See website for additional benefits.
[Learn More about the One from American Express®] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
11.24% |
$35** |
Rebate |
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| Blue Sky from American Express |
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The Blue Sky from American Express is designed for those with very good credit and who plan to take advantage of the reward program. Features: Various Internet account related services.
Purchase protection.
Year-end financial statement (online).
Return protection.
Extended warranty for purchases.
Auto rental insurance.
Various travel and emergency assistance services.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Blue Sky from American Express] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
10.24% |
$0 |
Point |
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| Blue for Business® from American Express |
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The Blue for Business® from American Express is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program. Features: Option to enroll in fee-free Membership Rewards Express® program.
Use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.
Access to OPEN Savings for savings on expenses with companies like FedEx, Delta, Hyatt Hotels & Resorts, and more.
Save on air, hotel, and car reservations when you book through the Online Business Travel Center.
Various Internet account related services.
Expense management reports.
Fraud protection.
Return protection.
Extended warranty for purchases.
Purchase protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost and damaged luggage insurance.
Emergency check cashing.
Auto rental insurance.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Blue for Business® from American Express] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for up to 15 Months |
As low as Prime + 2. |
$0 |
Point |
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| IN:CHICAGO® Card from American Express |
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The IN:CHICAGO® Card from American Express is designed for those with good credit who live in or frequently visit Chicago and plan to take advantage of the various benefits and services that are in Chicago. Features: Various Internet account related services.
Fraud and security protection services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Guaranteed hotel and motel reservations.
Emergency card replacement.
Emergency cash replacement.
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage service.
Up to $100,000 in travel accident insurance.
Various travel and emergency assistance services.
Free access to the INSIDE Rewards program.
See website for additional benefits.
[Learn More about the IN:CHICAGO® Card from American Express] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
9.24% |
$0 |
Point |
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| IN:NYC® Card from American Express |
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The IN:NYC® Card from American Express is designed for those with good credit who live in or frequently visit New York City and plan to take advantage of the various benefits and services that are in New York City. Features: Free access to the INSIDE Rewards program.
Discounts on products and services at participating merchants and retailers.
Various Internet account related services.
Identity theft assistance.
Year-end financial statement.
No liability for unauthorized transactions.
Return protection.
Extended warranty for purchases.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Medical referral services.
Legal referral services.
Emergency cash replacement.
Lost luggage service.
Various travel and emergency assistance services.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the IN:NYC® Card from American Express] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
9.24% |
$0 |
Point |
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| The Platinum Business Credit Card |
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The Platinum Business Credit Card, issued by American Express®, is an ideal card for business owners with good credit who prefer to manage all business-related expenses on one credit card and plan to carry a revolving balance. Features: Various Internet account related services.
Purchase protection.
Extended warranty for purchases.
Up to $100,000 in travel accident insurance.
Lost luggage insurance.
Auto rental insurance.
Emergency card replacement.
Access to OPEN: The Small Business Network services.
Option to enroll in the fee-free Membership Rewards Express® program.
Discounts at FedEx®, Hertz®, AT&T, and other participating merchants.
See website for additional benefits.
[Learn More about the The Platinum Business Credit Card] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Months |
As low as Prime + 2. |
$0 |
Point |
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| TrueEarnings® Business Card from Costco and American Express |
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The TrueEarnings® Business Card from Costco and American Express is designed for business owners that are Costco members, have average credit and plan to take advantage of the cash back reward program. Features: Card can be used as a Costco membership card.
Various travel and emergency assistance services.
Auto rental insurance.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to Open Savings®.
Extended warranty for purchases.
Purchase protection.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the TrueEarnings® Business Card from Costco and American Express ] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 3 Months |
15.99% |
$0 |
Rebate |
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| IN:LA(SM) Card from American Express |
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The IN:LA(SM) Card from American Express is designed for those with good credit who live in or frequently visit Los Angeles and plan to take advantage of the various benefits and participating services that are in Los Angeles. Features: Various Internet account related services.
Fraud and security protection services.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Purchase protection.
Emergency card replacement.
Emergency cash replacement.
Auto rental insurance.
Medical referral services.
Legal referral services.
Lost luggage service.
Up to $100,000 in travel accident insurance.
Various travel and emergency assistance services.
Free access to the INSIDE Rewards program.
See website for additional benefits.
[Learn More about the IN:LA(SM) Card from American Express] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
9.24% |
$0 |
Point |
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| American Express® Platinum Business FreedomPass(SM) Card |
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The American Express® Platinum Business FreedomPass(SM) Card is designed for those with very good credit and who plan to take advantage of the reward program. Features: Various Internet account related services.
Access to OPEN: The Small Business Network services.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Lost luggage insurance.
Auto rental insurance.
Purchase protection.
Year-end financial statement.
Up to $100,000 in travel accident insurance.
Emergency card replacement.
Emergency check-in service.
See website for additional benefits.
[Learn More about the American Express® Platinum Business FreedomPass(SM) Card] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Months |
As low as Prime + 3. |
$0 |
Point |
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| American Express® Preferred Rewards Gold Card |
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The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Features: Various Internet account related services.
Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Discounts on products and services at participating merchants and retailers.
Return protection
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Medical referral service.
Legal referral service.
Emergency cash replacement.
Lost luggage insurance.
Travel accident insurance.
Guaranteed hotel reservations.
Emergency card replacement.
Year-end financial statement.
Identity theft assistance.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the American Express® Preferred Rewards Gold Card] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
n/app |
$125** |
Point |
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| Blue Cash® for Business Credit Card |
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The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program. Features: Various Internet account related services.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the Blue Cash® for Business Credit Card] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
As low as Prime + 2. |
$0 |
Rebate |
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| American Express SimplyCash® Business Card |
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The American Express SimplyCash® Business Card is designed for those with very good credit and who plan to take advantage of the cash back reward program. Features: Various Internet account related services.
Access to OPEN: The Small Business Network services.
Discounts on products and services at participating merchants and retailers.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Emergency check-in service.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the American Express SimplyCash® Business Card] |
5.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for Up to 12 Months |
As low as Prime + 0% |
$0 |
Rebate |
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| TrueEarnings® Card from Costco and American Express |
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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. Features: Card can be used as a Costco membership card.
Various travel and emergency assistance services.
Auto rental insurance.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Access to various discounts at participating retailers and merchants.
Extended warranty for purchases.
Purchase protection.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the TrueEarnings® Card from Costco and American Express] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 3 Months |
15.24% |
$0 |
Rebate |
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| Gold Delta SkyMiles® Business Credit Card |
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The Gold Delta SkyMiles® Business Credit Card, issued by American Express®, is designed for businesses with good credit who would like to earn free travel for business-related expenses and travel regularly on Delta Airlines. Features: Various Internet account related services.
Extended warranty for purchases.
Auto rental insurance.
Purchase protection.
Emergency card replacement.
Travel accident insurance.
Emergency check-in service.
Discounts on products and services at participating merchants and retailers.
Automatically save 5% on all Delta flights purchased directly from Delta Air Lines.
Receive a $99 Companion Certificate every year upon card renewal.
The cardholder's Delta SkyMiles number is printed on the card.
Access to OPEN: The Small Business Network services.
See website for additional benefits.
[Learn More about the Gold Delta SkyMiles® Business Credit Card] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
Prime + 9.99% |
$95** |
Mile |
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| American Express® Preferred Rewards Green Card |
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The American Express® Preferred Rewards Green Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Features: Various Internet account related services.
Year-end financial statement.
Fraud protection.
Extended warranty for purchases.
Purchase protection.
Medical referral services.
Legal referral services.
Roadside assistance.
Emergency cash replacement.
Lost luggage insurance.
Guaranteed hotel reservations.
Auto rental insurance.
Up to $100,000 in travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the American Express® Preferred Rewards Green Card] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
n/app |
$95** |
Point |
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| Clear from American Express |
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Clear from American Express is designed for those with good credit who are looking for a card with absolutely no fees and an uncomplicated reward program. Features: Various Internet account related services.
Free year-end credit report including credit score.
Year-end financial statement.
Identity theft assistance.
No liability for unauthorized transactions.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Purchase protection.
Return protection.
Extended warranty for purchases.
Emergency card replacement.
Auto rental insurance.
Access to Global Assist® hotline.
Medical referral services.
Legal referral services.
Roadside assistance.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Clear from American Express] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Months |
11.24% |
$0 |
Rebate |
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| Platinum Delta SkyMiles® Credit Card |
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The Platinum Delta SkyMiles® Credit Card, issued by American Express®, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history. Features: Various Internet account related services.
Complimentary domestic coach companion certificate with credit card renewal each year.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Fraud protection.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Guaranteed hotel and motel reservations.
Up to $100,000 in travel accident insurance.
See website for additional benefits.
[Learn More about the Platinum Delta SkyMiles® Credit Card] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 3.90% APR for 12 Months |
15.24 |
$150 |
Mile |
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| JetBlue Business Credit Card from American Express® |
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The JetBlue Business Credit Card from American Express® is designed for those who travel frequently with JetBlue Airlines and would like to take advantage of the airline reward program. Features: Various Internet account related services.
Automatically save 5% on all JetBlue flights purchased directly from JetBlue reservations.
Access to the OPEN Savings Network.
Discounts on products and services at participating merchants and retailers.
Extended warranty for purchases.
Auto rental insurance.
Purchase protection.
Travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the JetBlue Business Credit Card from American Express®] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 3.99% APR for 6 Months |
Prime + 9.99% |
$40 |
Point |
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| Blue from American Express® |
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Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program. Features: Access to Blue's Membership Rewards Express(SM) program for no additional annual fee.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Year-end financial statement.
Return protection.
Extended warranty for purchases.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Medical referral services.
Legal referral services.
Lost luggage insurance.
Up to $100,000 in travel accident insurance.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the Blue from American Express®] |
4.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for up to 15 Months |
10.24% |
$0 |
Point |
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| Business Green Rewards Card |
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The Business Green Rewards Card, issued by American Express, is ideal for business owners with good credit who can afford to pay in full each month and want to participate in a reward program without any limits. Features: Various Internet account related services.
Expense management reports.
Access to OPEN Savings for discounts on products and services at participating merchants and retailers.
Auto rental insurance.
Return protection.
Purchase protection.
Up to $100,000 in travel accident insurance.
Extended warranty for purchases.
Lost and damaged luggage insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.
[Learn More about the Business Green Rewards Card] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
n/app |
$95** |
Point |
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