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Rewards Credit Cards

Rewards programs are available on nearly every credit card featured at Your Credit Network – the toughest part is deciding which program fits your needs best. This particular category houses all rewards cards that are not specifically designed to return cash back rewards or hotel/airline/travel rewards (if you’re looking for those cards, you’ll nee to visit the pages dedicated to them specifically). Here you will find credit cards of all shapes and sizes, including those that benefit charities, earn points with specific retailers, and even some specifically designed for newlyweds. Think about the kinds of rewards you would enjoy the most, and be sure to read the entire listing of cards on this page before you pick one!

Credit cards with rewards usually have a slightly higher interest rate than those without reward programs, so it’s an especially good idea to pay off your balance completely at the end of the month in order to avoid unnecessary finance charges. Many cards also have stipulations for how rewards may be redeemed or accumulated, so it’s also a good idea to review the credit card’s terms & conditions completely before you apply.

For additional help with rewards credit cards and for information related to rewards programs, visit our credit card blog or review some of the recommended reading materials provided at the top of this page.

American Express(R) Premier Rewards Gold Card

American Express now offers a faster way to earn points with the American Express® Premier Rewards Gold Card. This card allows you to buy the things you need, and get rewarded with the things you want. With the American Express® Premier Rewards Gold Card, you can earn points up to three times as fast. Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership. You can earn triple points on all airfare for the life of your membership, as well as earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year. Rewards points have no expiration date, and there is no limit to the number of points you can earn. Use Membership Rewards Pay with Points to fly any airline, anytime with no seat restrictions or blackout dates. You can also book hotels, cruises and vacation packages. Use points to pay for your entire trip or a portion of it, and continue to earn points with your favorite frequent flyer and guesFeatures: 15,000 bonus Membership Rewards(R) points after $1000 spend in 3 months - additional 15,000 bonus Membership Rewards(R) points for $30,000 annual spend

[Click Here for a Full Review]

0.0
Intro APR Regular APR Annual Fee Reward Type
N/A First Year


Zync from American Express(SM)

Zync from American Express(SM) is a rewards credit card that offers a full range of customizable card benefits. Membership Rewards®, which can be redeemed for travel, shopping and entertainment rewards, are earned with every eligible purchase. Cardholders can also choose which Lifestyle Pack offers them the benefits they use most. Zync from American Express(SM) has a low annual fee of just $25 for the Basic Card. And because the balance is paid in full each month, cardholders pay no monthly interest fees. With Zync from American Express(SM), you can choose the Lifestyle Packs that fit you. Choose as many Packs as you want, or choose none at all. The Go Pack allows you to earn 2X Membership Rewards® points on airfare. Other benefits include discounts of up to 25% at Avis and Budget, and discounts of up to 20% at Hertz. The Social Pack allows you to earn 2X Membership Rewards® points on restaurantFeatures: 10,000 Membership Rewards(R) points after first purchase

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0.0
Intro APR Regular APR Annual Fee Reward Type
N/A [You must pay your balance in full each month] $25 annual


Citi® Diamond Preferred® Rewards Card

The Citi® Diamond Preferred® Rewards Card, issued by Citibank, is designed for those with good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn five points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations for the first 12 months of cardmembership, one point thereafter, and one point for every dollar spent on all other purchases. These points can also be redeemed for various items or services. Additionally, this card now has the added benefit of a $50 gift card. Customers can redeem 6,000 bonus points after $300 in purchases within 3 months of account opening for their $50 gift card. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years. This card has no annual fee, and it has a reasonably low interest rate for purchases and balance transfers in comparison to other reward cards. In addition, the card has a 0% introducFeatures: $0 liability on unauthorized purchases. Various Internet account related services. Identity theft solutions. Price protection program. Optional personal photo on card. Fraud and security protection services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Automatic bill payments. Year-end financial statement (upon request). Up to $1,000,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage assistance. Discounts on auto rentals. See website for additional benefits.

[Click Here for a Full Review]

3.0
Intro APR Regular APR Annual Fee Reward Type
0% Intro APR for 12 Months* $0 Point


American Express(R) Gold Card

The American Express(R) Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after they spend $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. There is no annual fee for the first year - a savings of $125. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access toFeatures: 10,000 bonus Membership Rewards(R) points after $500 spend in 3 months

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5.0
Intro APR Regular APR Annual Fee Reward Type
N/A $125 annua


IberiaBank Visa® Platinum Rewards Card

The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program. There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership. Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pFeatures: Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits.

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5.0
Intro APR Regular APR Annual Fee Reward Type
1.99% APR for 6 Months $0 Point


Discover® Open Road Card

The Discover® Open Road Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses. Through the reward program, cardholders earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. In addition to the rewards program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various Features: Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Up to $500,000 in travel accident insurance. Fraud and security protection services. Purchase protection. Flight insurance. Auto rental insurance. See website for additional benefits.

[Click Here for a Full Review]

4.0
Intro APR Regular APR Annual Fee Reward Type
0% APR on Purchases and Balance Transfers $0 Rebate


American DreamCard™ Platinum MasterCard®

The American DreamCard™ Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is an ideal credit card for those with very good credit who are looking for an average platinum card with a monthly cash sweepstakes program. Through the American DreamCard™ Sweepstakes program, one entry is awarded for each dollar spent in purchases, cash advances, and balance transfers. Cardholders also receive 1,000 bonus entries when they apply online. Each month, one winner will be selected for a cash prize of up to .50% of the total amount of net dollars spent by the participating American DreamCard™ cardholders during the corresponding drawing period, starting at $25,000. The card also offers a referral program that rewards cardholders with 50 entries for each referral, plus a signing bonus of 1,000 entries for each referral who becomes a cardholder. The card has no annual fee and a variable interest rate on all transactions. It is important to note that the APRs for all transacFeatures: Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling). Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid online). Access to Account Protection Plus(SM) for an additional fee. Access to the Account Benefit Plan(SM) for an additional fee. See website for additional benefits.

[Click Here for a Full Review]

4.0
Intro APR Regular APR Annual Fee Reward Type
No Introductory Rate Available $0 Point


The Platinum Card(R) from American Express

The Platinum Card® from American Express is a charge card designed for those who have an excellent credit history, can pay in full each month, and want to avoid accumulating credit card debt. This platinum card is by far one of the most glamorous of all platinum cards - offering numerous benefits and services to cardholders. In addition to the services provided by the gold card, the platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel accident insurance, and various travel related discounts, benefits, and services for cardholders. Access to the Membership Rewards® program is free and offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Rewards® program, it is by far one of the best and most flexible reward programs available, with no expiration or yearly limit Features: 25,000 bonus Membership Rewards(R) points after $1,000 spend in 3 months

[Click Here for a Full Review]

5.0
Intro APR Regular APR Annual Fee Reward Type
N/A $450 annua