Rewards Credit Cards

The Citi Forward® Card, issued by Citibank, is for people who want to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time. Cardholders who stay within their credit limit and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. APR reductions occur at a rate of .25% after 3 months in a row of making a purchase, staying within limit, and paying on time. Cardholders are eligible for a total of 8 reductions, for a 2% total reduction. Bonus points are rewarded for other kind acts. Cardholders get 2,500 bonus points when they sign up for paperless statements within the first 3 months of their account opening, and 6,000 bonus points when they make their first $250 in purchases within the first 3 months. The Citi Forward® Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent at restaurants, bookFeatures: See website for additional benefits.

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American Express now offers a faster way to earn points with the American Express® Premier Rewards Gold Card. This card allows you to buy the things you need, and get rewarded with the things you want. With the American Express® Premier Rewards Gold Card, you can earn points up to three times as fast. You can earn triple points on airfare and double points on gas and groceries, while continuing to earn points on all other purchases. Receive 15,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership, and 15,000 Membership Rewards® bonus points when you spend $30,000 per calendar year. Rewards points have no expiration date, and there is no limit to the number of points you can earn. Use Membership Rewards Pay with Points to fly any airline, anytime with no seat restrictions or blackout dates. You can also book hotels, cruises and vacation packages. Use points to pay for your entire trip or a portion of it, and continuFeatures: 15,000 bonus Membership Rewards(R) points after $1000 spend in 3 months - additional 15,000 bonus Membership Rewards(R) points for $30,000 annual spend

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The American Express® Preferred Rewards Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after they spend $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. There is no annual fee for the first year - a savings of $125. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders wilFeatures: 10,000 bonus Membership Rewards(R) points after $500 spend in 3 months

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The Platinum Card® from American Express is a charge card designed for those who have an excellent credit history, can pay in full each month, and want to avoid accumulating credit card debt. This platinum card is by far one of the most glamorous of all platinum cards - offering numerous benefits and services to cardholders. In addition to the services provided by the gold card, the platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel accident insurance, and various travel related discounts, benefits, and services for cardholders. Access to the Membership Rewards® program is free and offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Rewards® program, it is by far one of the best and most flexible reward programs available, with no expiration or yearly limit applied towards points earned. Plus, cardholders get 25,000 bonus points Features: 25,000 bonus Membership Rewards(R) points after $1,000 spend in 3 months

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The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program. There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership. Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pFeatures: Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits.

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The American DreamCard™ Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is an ideal credit card for those with very good credit who are looking for an average platinum card with a monthly cash sweepstakes program. Through the American DreamCard™ Sweepstakes program, one entry is awarded for each dollar spent in purchases, cash advances, and balance transfers. Cardholders also receive 1,000 bonus entries when they apply online. Each month, one winner will be selected for a cash prize of up to .50% of the total amount of net dollars spent by the participating American DreamCard™ cardholders during the corresponding drawing period, starting at $25,000. The card also offers a referral program that rewards cardholders with 50 entries for each referral, plus a signing bonus of 1,000 entries for each referral who becomes a cardholder. The card has no annual fee and a variable interest rate on all transactions. It is important to note that the APRs for all transacFeatures: Access to AccountCentral®, the online account servicing platform (earn 100 entries for enrolling). Access to online payment of the American DreamCard bill (earn 100 entries each time the bill is paid online). Access to Account Protection Plus(SM) for an additional fee. Access to the Account Benefit Plan(SM) for an additional fee. See website for additional benefits.

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