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Student Credit Cards |
Student credit cards often have programs and other features specifically designed for young adults who are getting used to having a revolving line of credit at their disposal. These credit cards usually carry a higher interest rate than most mainstream deals, but this is normal as college students don’t typically carry much credit history for credit card issuers to reference. An individual’s credit profile will strongly influence the types of offers available to them in the future, so it is incredibly important for students who receive credit cards to stay on top of their monthly payments in order to maintain a favorable opinion with the three major credit bureaus.
Credit cards for students aren’t just about learning fiscal responsibility – they can be used for fun too! Many of the cards below come with reward programs that cater to the student lifestyle including discounts for traveling back home, exclusive local concerts & events, and other fun bonuses for spring break destinations or holiday getaways. For more information about selecting a student card that fits your lifestyle, please read some of our featured articles listed on the right.
| Capital One® No Hassle Cash(SM) Rewards for Students |
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The Capital One® No Hassle Cash(SM) Rewards for Students is for students with a limited credit history who are looking to take advantage of the cash reward program. Features: Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
24/7 customer support and online account service.
$0 Fraud Liability for unauthorized use if your card is lost or stolen.
Additional safety on your purchases, thanks to extended warranty program.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
$100,000 Worldwide Automatic Travel Accident Insurance.
Collision, Damage, and Loss Insurance on rental cars.
Emergency card replacement or cash advance if your card is lost or stolen.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% on Purchases until October 2008 |
14.9% |
$29 |
Rebate |
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| Chase +1(SM) Student MasterCard® |
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The Chase +1(SM) Student MasterCard®, issued by Chase, is designed for students who would like to take advantage of the rewards program. Features: Various Internet account related services.
Emergency cash replacement.
Emergency card replacement.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Extended warranty for purchases.
Lost and stolen card reporting.
Purchase protection.
See website for additional benefits.
[Click Here for a Full Review] |
2.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
15.24% |
$0 |
Point |
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| Fidelity Investments® 529 College Rewards® American Express® |
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The Fidelity Investments® 529 College Rewards® American Express® Card, issued by FIA Card Services, N.A., is designed for students with very good credit who would like to earn cash deposits to their Fidelity 529 College Savings Plan account. Features: Various Internet account related services.
Access to MyConcierge(SM) service.
Emergency cash replacement.
Access to the American Express Selects(SM) program for discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
4.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 12 Billing Cycles |
16.99% |
$0 |
Point |
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| Citi® Driver´s Edge® Card for College Students |
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The Citi® Driver's Edge® Card for College Students, issued by Citibank, is designed for students who are planning on purchasing a new or used car (foreign or domestic) within a five-year period. Features: Various Internet account related services.
Build your credit history.
Free online account management.
$0 liability on unauthorized purchases.
Identity theft solutions.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payments.
Fraud and security protection services.
Optional personal photo on card.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage assistance.
Discounts on auto rentals.
Access to credit education tips and tools.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
14.99% |
$0 |
Rebate |
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| Citi® Platinum Select® Card for College Students |
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The Citi® Platinum Select® Card for College Students, issued by Citibank, is designed for those students who have a somewhat established credit history as this is a platinum credit card. Features: Various Internet account related services.
$0 liability for unauthorized purchases.
Identity theft solutions.
Automatic bill payments.
Access to credit education tips and tools.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Optional personal photo on card.
Fraud and security protection services.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Year-end financial statement (upon request).
Medical referral services.
Legal referral services.
Various travel and emergency assistance services.
Discounts on auto rentals.
Discounts for students on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
10.99% |
$0 |
n/app |
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| Bank of America® Student Platinum Plus® Visa® Credit Card |
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The Bank of America® Student Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for students with very good credit who would like the opportunity to begin building their credit history. Features: Receive a $25 statement credit after qualifying transactions.
See website for additional benefits.
[Click Here for a Full Review] |
2.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
APR Varies* |
$0 |
n/app |
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| Capital One® Standard Platinum for Students |
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The Capital One® Standard Platinum Card for Students is for those students with a limited credit history who are not looking for any rewards. Features: Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Additional safety on your purchases, thanks to extended warranty program.
24-hour Roadside Assistance with lock-out service, towing, and flat repair.
$100,000 Worldwide Automatic Travel Accident Insurance.
Collision, Damage, and Loss Insurance on rental cars.
Emergency card replacement or cash advance if your card is lost or stolen.
Customize your card designs.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% on Purchases until October 2008 |
17.8% |
$0 |
n/app |
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| Discover® Student Card - Tropical Beach |
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The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
2.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Interest* for 6 Months |
16.99% |
$0 |
Rebate |
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| Citi® Dividend Platinum Select® Card for College Students |
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The Citi® Dividend Platinum Select® Card for College Students, issued by Citibank, is a cash back credit card designed specifically for students. Features: Various Internet account related services.
Build your credit history.
Identity theft solutions.
Optional personal photo on card.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payment.
No liability for unauthorized transactions.
Up to $1,000,000 in travel accident insurance.
Access to credit education tips and tools.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
12.99% |
$0 |
Rebate |
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| Discover® Student Card - Clear |
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The Discover® Student Card - Clear, issued by Discover, provides a Cashback Bonus® Reward program to cardholders. Features: Various Internet account related services.
Various card designs to select from.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Interest* for 6 Months |
16.99% |
$0 |
Rebate |
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| Discover® Student Card |
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The Discover® Student Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card. Features: Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Interest* for 6 Months |
16.99% |
$0 |
Rebate |
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| Discover® Open Road(SM) Card for Students |
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The Discover® Open Road(SM) Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance spending. Features: Various Internet account related services.
Fraud and security protection services.
See website for additional benefits.
[Click Here for a Full Review] |
2.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Interest* for 6 Months |
16.99% |
$0 |
Rebate |
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| Discover® Student Card - Monogram Collection |
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The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® Reward program as well as a personalized card design that displays the cardholder's initial(s). Features: Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% Interest* for 6 Months |
16.99% |
$0 |
Rebate |
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| Citi® Bronze® / AAdvantage® Card for College Students |
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The Citi® Bronze® / AAdvantage® Card for College Students, one of several Citi® AAdvantage® credit cards offered by Citibank, is designed for students with average credit who travel regularly on American Airlines. Features: Various Internet account related services.
Identity theft solutions.
Fraud and security protection services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Automatic bill payment.
No liability for unauthorized transactions.
Travel accident insurance.
Access to credit education tips and tools.
Discounts for students on products and services at participating merchants and retailers.
See website for additional benefits.
[Click Here for a Full Review] |
3.0 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
14.99% |
$0 |
Mile |
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| Citi® mtvU™ Platinum Select® Visa® Card for College Students |
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The Citi® mtvU™ Platinum Select® Visa® Card for College Students, issued by Citibank, is a credit card designed specifically for students and offers a unique reward program that awards students for using credit wisely and for receiving good grades. Features: Various Internet account related services.
Identity theft solutions.
Automatic bill payments.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized purchases.
Fraud and security protection services.
Year-end financial statement (upon request).
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage assistance.
Discounts on auto rentals.
10% discount on purchases made at the MTV online store and the MTV New York City Store.
Access to credit education tips and tools.
See website for additional benefits.
[Click Here for a Full Review] |
3.5 |
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| Intro APR |
Regular APR |
Annual Fee |
Reward Type |
| 0% APR for 6 Months |
12.99% |
$0 |
Point |
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