- 10.99% regular APR (fixed)
- Rebate rewards program
- Earn 1% cash back on all other purchases
The Discover More Card is perfect for those with very good credit who are looking for a cash rewards credit card. With the Discover More Card, you can earn up to 5% cash back on purchases. In this post, we'll review the basics of the card and highlight its best features.
Discover More Rewards Program
Through the Discover more cash rewards program, cardholders earn a 5% cash back bonus in categories like gas, home, travel, movies, restaurants, and more. For all other purchases, cardholders earn a 1% cash back bonus. If you apply now, you will also receive a $40 cash back bonus. When you redeem your rebates for gift certificates from Discover partners, you will receive up to double cash back bonuses. The Discover More card has no limits on the amount of rebates you can earn in a year, and your rebates will never expire as long as your account is active within the last 36 months.
Additional Benefits
The Discover More card has many other attractive benefits in addition to the rewards program. For one, the card comes in many unique designs, including clear, sealife collection, wildlife collection, and American flag. For the first six months, the card offers a 0% APR on purchases. You will also enjoy a 0% APR on balance transfers for the first 12 months. The regular APR is a competitive, fixed rate of 10.99%. Cardholders will receive several platinum benefits, including auto rental insurance, travel accident insurance of up to $500,000, and a variety of fraud and security protection services. Additionally, certain participating retailers and merchants offer discounts to Discover More cardholders. Thus, if you have good credit and spend over $3,000 per year (to qualify for the cash rebate), the Discover More card is an excellent option.
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