- No introductory rates
- Variable APR
- $300 up to $10,000 limit
Alright here’s the situation, your credit is poor, you have a large purchase you’re looking to finance, but have no way to pay for it! Well take a look at this. It’s the Bank of America Secured Visa Platinum card. That’s right a secured, platinum card offered strictly for those with poor credit scores. Many people run into the problem of acquiring a unsecured credit card when their credit score has dropped, with the help of this credit card you can get your finances back on track.
Reasonable Pricing
Although this program is a secured credit card the used is still offered many rewarding benefits. For instance, the card comes with a $29 first year fee, which is quite reasonable for a secured credit card. The card also comes with Bank of America’s Free Total Security Protection offer and free, award winning, online banking. That’s not all the program even offers you the chance to personalize the card with Photo Expressions.
Poor Credit Applicants
Applying for a credit card with poor credit can be quite difficult, until now. If you are ready to start building your credit score and want to do it in an inexpensive manner we suggest the Bank of America Secured Visa Platinum card. With a credit limit from $300 up to $10,000 and no introductory rates it is clear to see why this card is so popular.
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- 0% APR on purchases and balance transfers for 12 months
- 17.49% regular APR
- Earn two miles for every dollar spent on travel purchases
- No blackout dates or seat restrictions
If you would like to earn free hotel stays, airline travel, and car rentals by using your credit card, the Chase TravelPlus Visa Card is perfect for you. The Chase TravelPlus Visa Card offers all the benefits of a traditional credit card in addition to an unbeatable travel reward program. In this post, we’ll explain the basics of the card and what makes it stand out among the competition.
Travel Reward Program
The Chase TravelPlus Visa Card offers one of the industry’s best travel reward programs. Through the program, you will earn two miles for every dollar you spend on travel purchases and one mile for every dollar you spend on general purchases. You can redeem these miles for free airline travel, car rentals, hotel stays, retail gift certificates, and more. There are no limits on the amount of miles you can earn. The Chase TravelPlus Visa Card reward program also has no blackout dates or seat restrictions.
Other Card Benefits
In addition to the terrific travel reward program, the Chase TravelPlus Visa Card also offers a plethora of cardholder benefits. Such benefits include up to $1,000,000 in travel accident insurance, travel and emergency assistance services, and auto rental insurance. You will also enjoy an attractive 0% APR on purchases and balance transfers for the first 12 months you are a cardholder. The APR after the introductory offer is reasonable for a travel reward card. Though the card itself has no annual fee, you must pay a $29 annual fee to participate in the rewards program. This fee is exceptionally low when compared with those of other travel reward cards.
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- 1.99% APR on balance transfers for 12 months
- 9.99% regular APR (fixed)
- Credit line as high as $250,000
- 1% cash back on almost all purchases
If you have very good credit and would like a credit card with a cash-back rewards program, you should consider the Total Merrill Cash Back Visa card. The Total Merrill Cash Back Visa gives customers the choice of receiving cash back or having deposits made automatically to a Merrill Lynch account. In this post, we’ll explain the basics of the Total Merrill Visa and what makes it stand out among the competition.
Total Merrill Cash Rebate Program
Through the Total Merrill Cash Back Visa card reward program, cardholders earn one credit for every dollar spent on almost all purchases. As your credits accumulate, you have the option of receiving a cash reward check or having the credits deposited directly into your Merrill Lynch Cash Management Account or Beyond Banking account after you earn 5,000 credits. There are no limits on the number of credits you can earn. However, cash reward checks expire 90 days after they are issued.
Other Card Benefits
The Total Merrill Cash Back Visa also comes with an attractive 1.99% APR on balance transfers for the first 12 months. This rate also applies to cash advances during the first 12 months. The regular APR is a fixed, competitive rate of 9.99%. The low purchase APR will save cardholders who carry a balance a substantial amount of money on interest. Thus, if you have very good credit, intend to take advantage of the cash rebate program, and occasionally carry a balance, the Total Merrill Cash Back Visa card is an excellent choice.
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- 0% APR on purchases & balance transfers for six months
- 14.49% regular APR (variable)
- Earn four reward points for every dollar spent at Pier 1
- One point per dollar on other purchases
Do you shop frequently at Pier 1? Would you like a credit card with competitive rates and a great rewards program? If so, the Pier 1 Rewards MasterCard is the card for you. In this post, we’ll cover the basics of the Pier 1 MasterCard and tell you what makes it unique.
The Rewards Program
With the Pier 1 Rewards MasterCard, you can earn four points for every dollar you spend on purchases at Pier 1. For other purchases, you will earn one point for every dollar spent. Once you earn 2,000 points, you will be issued a $20 rewards certificate for use on purchases at Pier 1 Imports. You will also receive a 20% off coupon with your reward certificate. You can earn up to 40,000 rewards points annually, and reward certificates expire after 90 days. Therefore, this card is ideal for those who shop frequently at Pier 1 Imports, as they will earn additional rewards points for their purchases.
Other Cardholder Benefits
The Pier 1 Rewards MasterCard comes with a very attractive 0% introductory APR on purchases and balance transfers for six months. The card comes with a reasonable 14.49% regular variable APR. Cardholders can also access and manage their accounts for free online. Pier 1 Rewards MasterCard holders enjoy members-only savings and discounts at Pier 1 all year long. This card is a great option for those who have very good credit, plan to take advantage of the introductory offers, and shop frequently at Pier 1.
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- 0% introductory APR for 12 months on balance transfers
- 9.99% regular APR (fixed)
- No annual fee
- Earn EarthSmart points for every dollar
Did you know you can help protect the environment just by using your credit card? With the Brighter Planet Visa credit card, you can do just that. In this post, we’ll cover the basics of the Brighter Planet Visa and explain what makes it unique.
Go Green with Your Credit Card
The Brighter Planet Visa credit card offers one of the most unique rewards programs in the business. With every dollar you spend on purchases, you will earn one EarthSmart point. These points will be automatically redeemed to help fund renewable energy projects. After your first purchase, you will earn 1,000 bonus EarthSmart points. You also receive 1,000 bonus points for signing up for paperless billing. Additionally, until December of 2008, Bank of America will make a matching contribution of one additional point for every two points earned by a cardholder. The company estimates that every 1,000 points cardholders earn will pay for about one ton of carbon offsets. Thus, this card is ideal for consumers who want to support an organization that helps protect and monitor the environment.
Added Benefits
The advantages of the Brighter Planet Visa credit card extend far beyond the rewards program. For one, the card comes with an unbeatable, 12-month introductory 0% offer on balance transfers. The regular APR is a competitive 9.99% and fixed, which means you will not have to deal with wild fluctuations in your interest rate. Cardholders also have the option to create a profile on the Brighter Planet website, which allows them to track their impact on the environment. The Brighter Planet Visa also offers traditional cardholder benefits, such as online account access, fraud protection, and mini card service. You receive all of these benefits for no annual fee.
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Would you like a credit card that reflects your personality? How about a great cash reward program, too? The Discover More Card – Monogram can offer you both. In this post, we’ll give you the basics of the Discover More Card – Monogram and explain why it’s a step above other cards.
The Basics: Discover More Card – Monogram
- 0% introductory APR on balance transfers and purchases
- Intro APR lasts for 12 months
- 10.99% regular APR, fixed
- No annual fee
- Cash rebate rewards program
- Platinum card benefits
- Up to 5% Cashback Bonus
- Rebates have no limits, no expiration dates
Discover More Card – Monogram: The Reward Program
The Discover More Card – Monogram is perfect for those with very good credit who would like a personalized card design and an amazing cash rebate rewards program. Through the reward program, you will earn a 5% cash rebate on purchases in select categories that will change four times per year. Travel, gas, home, movies, and restaurants are a few examples of these 5% rebate categories. For all other purchases, you will earn a 1% Cashback Bonus. As an additional perk, you will earn a $40 cash rebate bonus if you spend $500 in the first three months you are a cardholder. You can receive up to double cash bonuses if you redeem your rebates for gift certificates at certain Discover Card partners. You will also enjoy no limit on the amount of rebates you can earn, and your rebates will never expire as long as your account is active within 36 months.
More Card Features
The major feature that sets the Discover More Card – Monogram apart from its competition is the customized card design. You will be able to select from several card designs, which will display your initial(s) on the front of the card. The Discover More Card – Monogram comes with an unbeatable 0% introductory APR offer for the first 12 months. Afterwards, you will enjoy a low 10.99% fixed APR, which means you will have the security of a consistent APR. Additionally, you will receive platinum cardholder benefits, such as auto rental insurance, $500,000 in travel accident insurance, and fraud and security protection services.
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Go green with the GE Money Earth Rewards MasterCard. You can help clean up the environment just by using your GE Money Earth Rewards card. Not to mention you will also get a great credit card with competitive terms and rates. In this post, we will cover the basics of the GE Money Earth Rewards MasterCard and explain what makes it unique.
Quick Facts about the GE Money Earth Rewards MasterCard
- 0% introductory rate on purchases for six months
- 12.99% regular APR (variable)
- $0 annual fee
- No application fee
- Rebate rewards program
- Rebates automatically contributed to emission reduction programs
- Option of receiving part cash rebate, part donation
- 1% rebate on all purchases
Money Earth Rewards Program
Through the GE Money Earth Rewards program, cardholders can earn rebates that will be automatically contributed to emission reduction projects. You will earn a 1% rebate on all of your purchases, and this rebate will be donated to emission reduction programs. Such programs work to reduce greenhouse gas emissions. You also have the option of donating a 0.5% rebate to emission reduction and receiving the other 0.5% in cash rebates in your monthly statement. If you are environmentally-conscious, the GE Money Earth Rewards MasterCard is ideal.
Other Benefits
The GE Money Earth Rewards MasterCard has much to offer beyond the rebate program. In addition to helping reduce emissions, your card will also come with a 0% APR on purchases for the first six months. After that, your APR will be a competitively low 12.99% variable rate. Your regular APR will be based on the highest Prime Rate over a three-month period. With the GE Money Earth Rewards MasterCard, you will also enjoy free Internet account management services, zero liability for unauthorized transactions, and stolen/lost card reporting.
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Would you like the convenience of a credit card without the risk? Are you unable to qualify for an unsecured card? If this sounds like you, the Millennium Advantage Pre-Paid MasterCard is ideal for your situation. In this post, we’ll give you some basic information about the Millennium Advantage Pre-Paid MasterCard and explain what makes it unique.
Millennium Advantage Pre-Paid MasterCard Basics
- No annual fee
- $99 application fee
- Convenience of a credit card without risk of overspending
- $5.95 monthly participation fee
- $1.00 reloading fee
- Inactivity fee after 60 days
- Easy to qualify for
About the Millennium Advantage Pre-Paid MasterCard
If you have difficulty qualifying for an unsecured card because of credit challenges, you will want to consider the Millennium Advantage Pre-Paid MasterCard. This is a stored value card designed specifically for people who do not qualify for other types of cards. You will enjoy all the conveniences of a credit card without any risk of going into debt. You make your payments in advance, and these payments represent your spending limit. You can load your card via online account transfers, mailed payments, or at loading stations at authorized partner locations. Every time you reload, you will pay a $1 fee.
Fees and Other Information
When you apply for the Millennium Advantage Pre-Paid MasterCard, you will pay a one-time $99 activation fee. There is also a low $5.95 monthly participation fee for the convenience of the card. The inactivity fee only applies if you do not use your card for 60 days. In the first year, you will pay at least $170.40 in fees. It is important to note that this card does not report activity to the credit bureaus, which means it will not have an impact on your credit. This is mainly a concern for people who are looking for a card to rebuild bad credit.
Apply for the MasterCard Millennium Advantage Pre-Paid card
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In the market for a credit card? If you have very good credit and are looking for a card with cash-back rewards and rock-bottom interest rates, you need look no further. The Citi CashReturns MasterCard gives you the best of both worlds—excellent rates with an unbeatable cash back rewards program. In this post, we’ll cover the basics of the Citi Cash Returns MasterCard and explain how it pummels the competition.
Citi CashReturns Master Card: Basic Info
- 0% introductory APR on balance transfers
- Intro APR lasts 12 months
- 10.99% regular APR, variable
- No annual fee
- Issued by Citibank
- Cash back rebate program
- Earn rebates on purchases, cash advances, & balance transfers
The Citi CashReturns MasterCard Rewards Program
The Citi CashReturns card’s free rewards program is one of the best of its kind. Through the program, you can earn a 5% cash-back rebate on your purchases for the first 90 days. After the first 90 days, you will earn a 1% rebate on purchases and cash advances. The rewards program also extends to balance transfers. For every $1500 individual balance transfer transaction, you will earn five CitiDollars. Every time you earn $50 CitiDollars, you will automatically be issued a check for $50. Checks will not be issued for less than $50.
Other Card Benefits
For no annual fee, the Citi CashReturns MasterCard offers an unbeatable 0% intro APR on balance transfers and a low APR on purchases. The rate is variable, which means it is tied to the Prime Rate published in the Wall Street Journal. Keep in mind that the cash advance APR comes with a minimum cap, so it will not fall below the cap even if the Prime Rate does. Citibank protects its CashReturns MasterCard cardholders by giving zero liability on unauthorized purchases, emergency and travel assistance, auto rental insurance, and annual account summaries. You will also enjoy identity theft solutions services, as well as fraud and security protections.
Apply for your Citi CashReturns MasterCard here and start earning cash back today!
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Do you visit Wawa convenience stores and gas stations frequently? Would you like to save money on gas with your credit card? If so, the Chase Wawa Visa Card is the right card for you. The Wawa Visa credit card gives you rebates on your purchases at Wawa gas stations and other businesses so you can earn back some of the money you spend. This post explains the fundamentals of the Wawa Visa Card and why it is the best of its kind.
Wawa Visa Card from Chase: The Basics
- 0% introductory APR for six months
- Intro APR applies to balance transfers
- 15.24% variable regular APR
- No annual fee
- For those with average and above credit
- Earn up to 10% rebates on Wawa purchases
Wawa Visa Rewards: How It Works
The Wawa Visa Card is designed for people with average credit who frequent Wawa conveniences stores and gas stations, use their cards often, and intend to take advantage of the rewards program. Wawa Visa rewards are offered in the form of a rebate program. In the first 90 days, you earn a 10% rebate on Wawa purchases and a 2% rebate on other purchases. After the first 90 days, you earn a 4% on your Wawa purchases and 1% on other purchases. If you buy gas at Wawa frequently, the Wawa Visa is a great way to cut your fuel costs.
A Rewards Card and More
In addition to an unbeatable rebate rewards program, the Chase Wawa Visa Card offers many other features for cardholders. You will have access to travel accident insurance, online account management, auto rental insurance, and purchase protection, to name a few. The Wawa Visa also looks out for its cardholders with zero liability on unauthorized transactions and emergency cash/card replacement services. On top of these perks, you will enjoy an attractive 0% balance transfer APR for the first six months and, for those who qualify, a purchase APR as low as 6.99%. This card offers these features with reasonable APR’s for no annual fee.
Start earning Wawa rebates now…apply for a Wawa Visa Card today!
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Do you work hard to keep your credit rating above average? Do you want the lowest possible interest rate you can get? Well, you’re in luck - the Capital One Platinum Prestige Credit Card is just that. This is a new card to Your Credit Network and we want you to take advantage of it. This post will cover the basics of this platinum card and how this incredible card is the best you can get.
Capital One Platinum Prestige: Credit Card Basics
- $0 annual fee
- 7.4% Variable APR (the lowest APR of any credit card available)
- No application or participation fees
- Designed for those who have very good to excellent credit
Click here to view the full details of the Platinum Prestige Card from Capital One
The Lowest of the Low Interest Credit Cards
You read right: 7.89% APR. You would be hard pressed to find a card with a lower interest rate, simply because it doesn’t exist. This is why the card is perfect for things like balance transfers and even carrying large balances from time to time. Capital One wants you to be able to use this card for anything you want, and for the lowest APR possible.
No fees. None. Zip. Zilch. Nada. Combine that with very low interest and you have the perfect credit card. You have great credit, and it is important to cash in on that. This is one of the most cost effective credit cards that you will be able to get a hold of. Who wouldn’t want it?
One of the Best Credit Cards Around
You deserve the cream of the crop, and Capitol One Bank will give you just that. While this credit card does not have a rewards program, it’s clear that the true reward is the lowest interest rate available by any card anywhere. Period. It’s that simple.
Click here to apply for the Capital One Platinum Prestige Credit Card
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If you have credit troubles in the past you are probably looking for a great way to get back on the right track. Your Credit Network is proud to announce the Standard Platinum Card from Capital One Bank – a credit card specially designed for people who are working hard to rebuild their credit profile. This post will cover the basics of this card and how Capital One will help you work yourself back into a good credit bracket.
Capital One Standard Platinum: Credit Card Basics
- $19 annual fee
- 14.89% Variable APR
- No application or participation fees
- For those who have credit problems but are working to raise their credit score
Click here to view the complete basics of the Capital One Standard Platinum Card
Stability and Peace of Mind Come Standard
If you have credit troubles then you probably just expect credit cards to come with high interest rates and numerous fees - but the Capital One Standard Platinum breaks away from that trend. There are no monthly fees and no fees that are assessed for slightly late payments; the only fee you have is a $19 annual fee. This is very low for a credit card that is intended for people with a less than perfect credit history.
What is the best feature of this card? There are no balance transfer fees! This is an incredible perk for individuals who are currently carrying balance on other high-interest credit cards. You will save a lot of money by paying lower interest rate, and this will bring you one step close to becoming debt free!
Platinum Status is Something Everyone Can Achieve
Don’t sit there and settle for a poor credit credit card that does not work for you. The Capital One Standard Platinum card wants you to be privileged to have a great credit card regardless of your situation. So start to change your life and credit score right now! You will see a great improvement in just a few short months if you stay on top of your payments.
Click here to apply for the Capitol One Standard Platinum Credit Card
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Are you looking for a cash back rewards program for people with average credit history? Your Credit Network has the right card for you - the No Hassle Classic Cash Rewards Card from Capital One Bank. This post will cover the basics of this No Hassle card and how its reward program is setup to help you earn cash back bonuses every time you shop.
Capital One No Hassle Classic Cash Back: Credit Card Basics
- $0 annual fee
- 16.89% Variable APR
- No application or participation fees
- Designed for those who have average credit
- Rebate Rewards
This is a No Hassle Cash Rebate Reward Program that You Will Want!
Are you in the mood for a cash rewards card has all the perks? Then you are ready for this Capitol One card! It is easy to use, and it has a the highest, least restricted cash back program out of all of the cash rebate cards available.
As for the cash rewards program:
- 1% cash back on all purchases, regardless of purchase type or location
- 25% bonus on cash earned during the previous year through October 31st
- Rebates have no expiration date
- Cash or check rebates can be requested any time
So let’s recap. You do not have to pay any fees and you get a card that gives you great cash back rebates. Combine that with no expiration dates, and you can really see why this card is a No Hassle Classic. There is not even a limit to what you can earn in any given year! Now you can see why Capital One Cards are thought of so highly within the wide world of credit.
Click here to view the rewards of the Capitol One No Hassle Classic Cash Rewards Credit Card.
Don’t Settle For Cash, When You Can Have Classic Cash
Get used to the comfort and ease that a Capital One No Hassle Classic Cash Card can bring. All you need is an average credit history and you to take a step back and appreciate the finer things in life, like easy-to-redeem cash rewards! Isn’t it about time you get a rewards card that you won’t have to worry about? Start earning those great cash rebates right now!
Click here to apply for the Capital One No Hassle Classic Cash Card.
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New to Your Credit Network is the Capital One No Hassle Premium Miles Rewards Card. This blog entry will explain the card’s basic features, its rewards program and how it compares to other credit cards with frequent flyer bonuses.
No Hassle Premium Miles Rewards Basics
- 13.89% Variable APR (this is very low for an airline rewards card)
- No annual fee
- Designed for those with excellent credit
- Miles-based rewards program
Premium Miles Rewards Program
The Capital One No Hassle Premium Miles Rewards Card has one of the best miles based rewards programs around. Cardholders can earn 1.25 miles for every dollar spent on any purchase. These miles are redeemable for flights on any airline and there are no blackout dates! Miles can also be redeemed for cash, merchandise and gift certificates. You can even donate the miles to charity if you choose to do so. The only drawback is that the miles can’t be used in conjunction with frequent flyer mile accounts.
Capitol One also includes benefits such as roadside assistance, extended warranties and travel accident insurance. The card is also one of the most accepted cards all over the world.
Click here for more information on this great rewards program.
Fly Away to Paradise
The Capital One No Hassle Premium Miles Rewards Card may very well be the best airline rewards card on the market. The card is designed for those with excellent credit, and it offers the highest ratio of miles per dollar (1.25 to 1) of any other card on the market. It also has a reasonable APR and no annual fees. Have you ever had a credit card that offers you rewards miles, but then never lets you fly when you want to? Why should you have to fly at 2am on a Tuesday morning on a week that is not even close to any major holidays? No blackout dates for this card, fly wherever you want! This is an excellent card.
Click here to apply for the Capital One No Hassle Premium Miles Rewards Card
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New to Your Credit Network is the Capital One No Hassle Premium Cash Rewards Card. In this blog entry we will discuss the card’s basic features, its rewards program and how it stacks up when compared to other credit cards.
No Hassle Premium Cash Rewards Basics
- 13.89% Variable APR
- No annual fee
- Rebate based rewards program
- No introductory rate or application fee
- Designed for those with excellent credit
Premium Cash Rewards Program
The Capital One Premium Cash Rewards Credit Card offers a very solid rebate-based rewards program. You can get 1% cash back with every purchase you make, and you also get a 25% annual bonus on the cash rewards you have earned throughout the year. There is no limit on how much cash rewards you can earn and your cash rewards will never expire. The card also comes with no additional fees for purchases made outside the United States, travel accident insurance and 24 hour roadside assistance.
Visit this page to find out more about the rewards program.
Capital One’s Premium Cash Back Rewards: An Excellent Choice
The Capital One Premium Cash Rewards Card is a good card for those with excellent credit. In order to apply for the card you must have an excellent credit history, which typically means:
- You have never declared bankruptcy
- You have never been over 60 days late on any type of payment, bill or loan
- You have never defaulted on any type of payment
- You must have a credit card with a credit limit exceeding $10,000
If you fall into all these categories then you can get the Capitol One Premium Cash Rewards Card. It’s an excellent card with a low APR and no annual fee. Combine that with a good cash based rewards program and you have the makings of an excellent card for those with excellent credit. If you do not qualify for this card another good option for you is the Capital One No Hassle Standard Cash Rewards Card. It contains the exact same rewards program and is designed for those whose credit is less then excellent.
Click here to apply for the Capital One No Hassle Premium Cash Rewards credit card.
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